Franklin County property record for 435 Michelle Dr, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,791 sqft · built 1993 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Nov 2021) |
| Tax Bill | $3,214 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-8-27.0-4-003-040.100 |
| Primary APN | 10-8-27.0-4-003-040.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 435 MICHELLE DR |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:18 DAWN VALLEY 5 |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 27 |
| Legal Subdivision | DAWN VALLEY |
| Legal Lot Number | 18 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 800202 |
435 Michelle Dr is owned and occupied by an individual who bought it in November 2021.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Jul 1, 2022 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Dec 11, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MTG |
| Jul 13, 2017 | Trustee's Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Prior Sale | Dec 11, 2017 · Amount on File |
| Deed Document Number | 202121123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002121124 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2121124 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Document Number | 0002210560 |
| Map Reference | PB M PG 459 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2210560 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3705 BOEUF CREEK RD, NEW HAVEN, MO 63068-2135 |
| Name | Verified Name |
|---|---|
| Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 11, 2017 |
| Property Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Document Number | 0000018746 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 18746 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 MICHELLE DR WASHINGTON MO 630905233, WASHINGTON, MO 63090-5233 |
| Document Number | 18747 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 18747 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 13, 2017 |
| Property Address | 435 MICHELLE DR, WASHINGTON, MO 63090-5233 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 10458 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 18, 2017 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 MICHELLE DR WASHINGTON MO 630905233, WASHINGTON, MO 63090-5233 |
| Document Number | 0000010458 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 10458 |
| Name | HERITAGE CMNTY BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 12, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 435 Michelle Dr was $3,214.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,214.00 | $57,684 | $303,600 Land $53,400 Building $250,200 |
| 2023 | $3,032.00 (+5.68%) | $53,413 | $281,120 Land $53,400 Building $227,720 |
| 2022 | $2,869.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Michelle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Michelle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| BlueBit Networks Fixed Wireless | 10 / 1 |
May also be available: AT&T, Bays-ET Highspeed, Gateway Fiber, Spectrum, T-Mobile.
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