Washoe County property record for 435 McClure Cir, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1965 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (Jun 2023) |
| Tax Bill | $1,175 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-031-13 |
| Primary APN | 028-031-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Utility Area | 242 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Mixed |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 156 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 52617 |
|---|---|
| Street Address | 435 MCCLURE CIR |
| City | SPARKS |
| State | NV |
| Zip | 89431-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | SIERRA ESTATES 4B LT 21 BLK A |
| Legal Range | 20 |
| Legal Township | 20 |
| Legal Subdivision | SIERRA ESTATES UNIT NO 4B |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2901 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | May 22, 2009 · Amount on Record |
| Deed Document Number | 5388208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 23, 2023 |
| Property Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Document Number | 0005388208 |
| Map Reference | FILE 24689 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 5388208 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,668.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1129, LASCAR, CO 81087 |
| Name | Verified Name |
|---|---|
| Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Document Number | 0005388209 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 5388209 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0005388210 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 5388210 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | IDAHO FALLS, ID 83402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005215961 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 5215961 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005145887 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 5145887 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 435 MCCLURE CIR, SPARKS, NV 89431-1243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0005124582 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 5124582 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Nov 1, 2042 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,175.00 (+1.03%) | $59,844 (+7.01%) Land $36,715 Building $23,129 | $170,983 (+7.01%) Land $104,900 Building $66,083 |
| 2023 | $1,163.00 (+7.99%) | $55,923 (+22.8%) Land $34,930 Building $20,993 | $159,780 (+22.8%) Land $99,800 Building $59,980 |
| 2022 | $1,077.00 | $45,540 Land $28,455 Building $17,085 | $130,114 Land $81,300 Building $48,814 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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