435 McCall Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 435 McCall Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2021)
Tax Bill	$1,295 (2026)
Deeds & Mortgages	Feb 2019 Mortgage May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`753C-124`

Property Details

APN / Parcel Number

Primary APN	`753C-124`
Alternative APNs	`472437000` `162105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	472437000
Street Address	435 MCCALL DR
City	JACKSONVILLE
State	NC
Zip	28540-8077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L93 S3 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST S3
Legal Lot Number	93
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2003
Census Tract	306

Owner

435 McCall Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
May 7, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
May 30, 2018	Warranty Deed, Transfer · VA Mortgage MONEY SOURCE
Mar 26, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Mar 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Book / Page	5456 / 976
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049000894
Date	Feb 22, 2019
Book Page	4900/894

Lender

Name	CREDENCE FUNDING CORPORATION
Address	CLEARWATER, FL 33763

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2047

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 7, 2021
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Document Number	0054560976
Book / Page	5456 / 976
Map Reference	MB 74 PG 162
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077

Mortgage

Document Number	0005456979
Date	May 7, 2021
Instrument	5456/979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Document Number	0052000358
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	435 MCCALL DR JACKSONVILLE NC 285408077, JACKSONVILLE, NC 28540-8077

Mortgage

Document Number	0052000358
Date	Jun 30, 2020
Book Page	005200/000358

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 30, 2018
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Document Number	0047870079
Book / Page	004787 / 000079
Instrument Date	Apr 29, 2018
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 MCCALL DR JACKSONVILLE NC 28540, JACKSONVILLE, NC 28540

Mortgage

Document Number	47870082
Date	May 30, 2018
Book Page	004787/000082

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Recording Date	Mar 26, 2018
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Document Number	0047550048
Book / Page	004755 / 000048
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	47550048
Date	Mar 26, 2018
Book Page	004755/000048

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 26, 2018
Property Address	435 MCCALL DR, JACKSONVILLE, NC 28540-8077
Document Number	0047550045
Book / Page	004755 / 000045
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$112.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E JACKSONVILLE NC 285405147, JACKSONVILLE, NC 28540-5147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 435 McCall Dr was $1,295.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,295.00	$265,175 Land $58,500 Building $206,675	$265,175 Land $58,500 Building $206,675
2023	$1,295.00	$197,711 Land $35,000 Building $162,711	$197,711 Land $35,000 Building $162,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 McCall Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 McCall Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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