Highlands County property record for 435 Mathes St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 2000 |
| Lot Size | 1.26 acres (55,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-100-0250-0000 |
| Primary APN | C-03-36-29-100-0250-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete/Cinder Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 55,227 sqft (1.26 acres) |
| Lot Dimensions | 307 ft deep x 166 ft wide |
| Porch | Open Porch |
| Porch Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 435 MATHES ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SEBRING LAKES ACRES UNIT 1 TRACT 25 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES ACRES UNIT 01 |
| Legal Tract | 25 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 961401 |
Source: Highlands County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 13, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 |
| Deed Sale | Mar 13, 2024 |
| Prior Sale | Jul 6, 2018 · Amount on Record |
| Deed Document Number | 20242193874 |
| Deed Book / Page | 3030 / 1828 |
| Prior Transfer Date | Feb 14, 2024 |
| Prior Transfer Doc | 0002193874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0002320758 |
| Book / Page | 3203 / 1414 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20262320758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0002320758, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 3203/1414 |
| Instrument | 20262320758 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Mar 1, 2054 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 13, 2024 |
| Property Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0002193874 |
| Book / Page | 3030 / 1828 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2193874 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Name | Verified Name |
|---|---|
| Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0030301831 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 3030/1831 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 22, 2022 |
| Property Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0002111306 |
| Book / Page | 2926 / 965 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2111306 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Name | Verified Name |
|---|---|
| Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 6, 2018 |
| Property Address | 435 MATHES ST, SEBRING, FL 33875-9776 |
| Document Number | 0001903195 |
| Book / Page | 002644 / 001608 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 1903195 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $577.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 MATHES ST SEBRING FL 338759776, SEBRING, FL 33875-9776 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (-2.21%) | $138,276 (+3.07%) | $166,230 (+1.26%) Land $20,000 Building $146,230 |
| 2024 | $1,716.00 (+9.58%) | ||
| 2023 | $1,566.00 (+35.23%) Homeowner's exemption | $134,160 (+32.68%) | $164,168 (+5.56%) Land $14,000 Building $150,168 |
| 2022 | $1,158.00 Homeowner's exemption | $101,119 | $155,524 Land $13,500 Building $142,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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