435 Maple Oak Ln, Charleston, SC 29414 Property Records

Charleston County property record for 435 Maple Oak Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,672 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$386,900 (Dec 2020)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Apr 2024 Sale Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-00-040`

Property Details

APN / Parcel Number

Primary APN	`305-03-00-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,672 sqft Living Area
1st Floor Area	2,352 sqft
Upper Floors Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	435 MAPLE OAK LN
City	CHARLESTON
State	SC
Zip	29414-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB EF MAPPLATP 214 LOT 226
Legal Subdivision	MT ROYALL
Legal Lot Number	226
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3011
Census Tract	5800

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7502 WHISPERING OAK DR, HANAHAN, SC 29410-8261
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Distribution, Transfer
Nov 18, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 10, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Aug 5, 2005 · Amount on Record
Deed Book / Page	942 / 556
Prior Transfer Date	Nov 17, 2004
Prior Transfer Doc	L517/0792
Record Updated	Oct 29, 2026

April 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHARLESTON SC
Recording Date	Apr 3, 2024
Property Address	435 MAPLE OAK LN, CHARLESTON, SC 29414-9057
Document Number	0012370159
Book / Page	1237 / 159
Map Reference	MB M PG 168
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7502 WHISPERING OAK DR, HANAHAN, SC 29410-8261

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	435 MAPLE OAK LN, CHARLESTON, SC 29414-9057
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011490355
Date	Nov 18, 2022
Book Page	1149/355

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 10, 2020
Property Address	435 MAPLE OAK LN, CHARLESTON, SC 29414-9057
Document Number	0942/0556
Book / Page	000942 / 000556
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	SOUTHWESTERN TITLE COMPANY, SOUTHWESTERN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MAPLE OAK LN CHARLESTON SC 294149057, CHARLESTON, SC 29414-9057

Mortgage

Document Number	942/0560
Date	Dec 10, 2020
Book Page	000942/000560

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	435 MAPLE OAK LN, CHARLESTON, SC 29414-9057
Document Number	0746/0119
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 MAPLE OAK LN CHARLESTON SC 294149057, CHARLESTON, SC 29414-9057

Mortgage

Document Number	0746/0119
Date	Sep 10, 2018
Book Page	000746/000119

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+12.67%)	$444,935 (+2,774.26%) Land $76,935 Building $368,000	$537,000 (+38.8%) Land $92,100 Building $444,900
2024	$2,060.00 (+7.74%)	$15,480 (-)
2022	$1,912.00	$15,480	$386,900 (-) Land $66,900 Building $320,000
2020			$386,900 Land $66,900 Building $320,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 280 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	280 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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