435 Main St, Merrill, IA 51038 Property Records

Plymouth County property record for 435 Main St, Merrill, IA 51038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 1920
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2021)
Tax Bill	$1,868 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-105-004`

Property Details

APN / Parcel Number

Primary APN	`18-11-105-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Basement Area	1,146 sqft
Finished Basement	500 sqft
Unfinished Basement	630 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	435 MAIN ST
City	MERRILL
State	IA
Zip	51038-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6-7-8 BLK 6 FROSTS 1ST ADD MERRILL
Legal Subdivision	FOREST FIRST ADDITION
Legal Block	6
Legal Lot Number	6-8
Jurisdiction	PLYMOUTH IA
Township / Civil Division	PLYMOUTH
Census Block Group	4
Census Block	4041
Census Tract	970600

Owner

435 Main St is owned and occupied by an individual who bought it in April 2021.

Source: Plymouth County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	435 MAIN ST, MERRILL, IA 51038-7742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Apr 25, 2011 · Amount on File
Deed Document Number	20211966
Deed Book / Page	2021 / 1966
Prior Transfer Date	Jul 1, 2015
Prior Transfer Doc	0000002856
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLYMOUTH IA
Recording Date	Apr 16, 2021
Property Address	435 MAIN ST, MERRILL, IA 51038-7742
Document Number	02021/1966
Book / Page	2021 / 1966
Instrument Date	Apr 13, 2021
Instrument	2021 1966
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MAIN ST, MERRILL, IA 51038-7742

Mortgage

Document Number	02021/1967
Date	Apr 16, 2021
Book Page	2021/1967
Instrument	2021 1967

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 435 Main St was $1,868.

Source: Plymouth County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Plymouth County
Municipality	Merrill City
Unified School District	Le Mars Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00	$149,580 (-) Land $19,810 Building $129,770	$149,580 (-) Land $19,810 Building $129,770
2025		$149,580 Land $19,810 Building $129,770	$149,580 Land $19,810 Building $129,770
2024	$1,766.00
2023		$110,040 Land $11,550 Building $98,490	$110,040 Land $11,550 Building $98,490
2022	$1,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRILL MUNICIPAL WATER SUPPLY serves 717 people · EPA ID IA7548072
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20