Lincoln County and Damariscotta Town property record for 435 Main St, Damariscotta, ME 04543
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,700 sqft · built 2020 |
| Lot Size | 11.3 acres (492,228 sqft) |
| Owner | Company Name on File |
| Tax Bill | $21,753 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:001 L:056=001 |
| Primary APN | M:001 L:056=001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,700 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 492,228 sqft (11.3 acres) |
| Account Number | 1624 |
|---|---|
| Street Address | 435 MAIN ST |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | RB |
| Legal Lot Number | 56-1 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
435 Main St, a commercial property, is owned by a company.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 66749, FALMOUTH, ME 04105-6749 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Property Address | 435 MAIN ST, DAMARISCOTTA, ME 04543 |
| Document Number | 0054640229 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 SILVER ST PORTLAND ME 041014133, PORTLAND, ME 04101-4133 |
| Document Number | 0054640229 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 005464/000229 |
| Instrument | 56482 |
| Name | CAMDEN NAT'L BK |
|---|---|
| Type | Bank |
| Address | 2 CANAL PLZ, PORTLAND, ME 04101-4040 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 435 Main St was $21,753, up 13.7% from the year before.
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,753.00 (+13.68%) | $1,034,400 (-) Land $420,100 Building $614,300 |
| 2024 | $19,136.00 | $1,034,400 Land $420,100 Building $614,300 |
| 2022 | $16,054.00 | $964,200 Land $353,000 Building $611,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 435 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2018–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tidewater O.P.E.N. Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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