435 Lucille St, Bartow, FL 33830 Property Records

Polk County property record for 435 Lucille St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,128 sqft · built 1959
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2026)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-31-363400-005090`

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-005090`
Alternative APNs	`312925363400005090` `12925000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	103 ft deep x 63 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	392 sqft
Porch	Screened/Unfinished Porch
Porch Area	124 sqft
Shed	1 Shed

Location & Zoning

Street Address	435 LUCILLE ST
City	BARTOW
State	FL
Zip	33830-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILLERS MANOR PB 42 PG 45 BLK E LOT 9
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	E
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3007
Census Tract	15000

Owner

435 Lucille St is owned and occupied by two individuals who bought it in May 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 LUCILLE ST, BARTOW, FL 33830-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 19, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Dec 14, 2010 · Amount on File
Deed Document Number	2026104161
Deed Book / Page	13980 / 805
Prior Transfer Date	Dec 2, 2010
Prior Transfer Doc	0000198231
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2026
Property Address	435 LUCILLE ST, BARTOW, FL 33830-3136
Document Number	0000104161
Book / Page	13980 / 805
Instrument Date	Apr 27, 2026
Instrument	2026.104161
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 LUCILLE ST, BARTOW, FL 33830-3136

Mortgage

Document Number	0000104162,
Date	May 1, 2026
Instrument	2026..104162

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2025
Property Address	435 LUCILLE ST, BARTOW, FL 33830-3136
Document Number	0000297813
Book / Page	13818 / 324
Map Reference	MB 42 PG 45
Instrument Date	Dec 16, 2025
Instrument	2025297813
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 E PINE ST, LAKELAND, FL 33801-4967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 NEW JERSEY RD, LAKELAND, FL 33803-2413

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	435 LUCILLE ST, BARTOW, FL 33830-3136
Document Number	0111550076
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	229 N TENNESSEE AVE LAKELAND FL 338014970, LAKELAND, FL 33801-4970

Mortgage

Document Number	0111550076
Date	Feb 26, 2020
Book Page	011155/000076
Instrument	44696

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 435 Lucille St was $2,562, down 7.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,524 (+14.45%) Land $16,000 Building $142,524	$158,524 (+8.58%) Land $16,000 Building $142,524
2025	$2,562.00 (-7.27%)	$138,515	$145,995 Land $16,000 Building $129,995
2024	$2,763.00 (+11.19%)
2023	$2,485.00 (+12.49%)	$129,796 (-11.33%) Land $15,500 Building $114,296	$129,796 (-11.33%) Land $15,500 Building $114,296
2022	$2,209.00	$146,382 Land $13,000 Building $133,382	$146,382 Land $13,000 Building $133,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Lucille St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Lucille St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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