Elko County property record for 435 Lily Pl, Spring Creek, NV 89815
| Property Type | Mobile Home |
|---|---|
| Details | 1,960 sqft · built 1996 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,663 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-004-021 |
| Primary APN | 045-004-021 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 98,446 sqft |
| Garage Type | Detached |
| Garage Area | 2,016 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 435 LILY PL |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-6201 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 202 SPRING CREEK CORPORATION FILE 68608 |
| Legal Subdivision | SPRING CREEK TRACT 202 |
| Legal Tract | 202 |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 951401 |
435 Lily Pl, a mobile home, is owned and occupied by two individuals.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 LILY PL, SPRING CREEK, NV 89815-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 435 LILY PL, SPRING CREEK, NV 89815-6201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000795938 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 795938 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 435 LILY PL, SPRING CREEK, NV 89815-6201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000760247 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 760247 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 435 LILY PL, SPRING CREEK, NV 89815-6201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000768959 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 768959 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 435 Lily Pl was $1,663, down 1.2% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,663.00 (-1.25%) | $62,023 (-1.41%) Land $11,550 Building $50,473 | $177,209 (-1.41%) Land $33,000 Building $144,209 |
| 2025 | $1,684.00 | $62,909 Land $11,550 Building $51,359 | $179,740 Land $33,000 Building $146,740 |
| 2023 | $1,460.00 (+2.96%) | $58,569 (+10.72%) Land $9,450 Building $49,119 | $167,340 (+10.73%) Land $27,000 Building $140,340 |
| 2022 | $1,418.00 | $52,896 Land $9,450 Building $43,446 | $151,131 Land $27,000 Building $124,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Lily Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Lily Pl is extreme, ranking above 97.9% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.9% of the US · above 93% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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