Polk County property record for 435 Lanier Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,598 sqft · built 1972 |
| Lot Size | 0.265 acres (11,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,900 (Oct 2017) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-35-662500-000738 |
| Primary APN | 26-28-35-662500-000738 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,530 sqft (0.265 acres) |
| Lot Dimensions | 115 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Street Address | 435 LANIER LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 DESC AS BEG 1220 FT N & 195 FT W OF SE COR OF NE1/4 OF SE1/4 RUN W 130 FT S 28 DEG 25 MIN 30 SEC E 140.53 FT TO PT ON CURVE NELY ALONG CURVE 35.31 FT E 29.82 FT N 115 FT TO BEG BEING LOT 103 UNRE GARDEN GROVE PIN |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 662500 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 LANIER LN, WINTER HAVEN, FL 33884-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 9, 2017 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2017 · Amount on Record |
| Deed Sale | Oct 9, 2017 · Amount on Record |
| Prior Sale | Mar 27, 2008 · Amount on Record |
| Deed Document Number | 2017192435 |
| Deed Book / Page | 10281 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 435 LANIER LN, WINTER HAVEN, FL 33884-2310 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 435 LANIER LN, WINTER HAVEN, FL 33884-2310 |
| Document Number | 0000123468 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12241/710 |
| Instrument | 2022123468 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 435 LANIER LN, WINTER HAVEN, FL 33884-2310 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000114625 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 11698/989 |
| Instrument | 2021114625 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 435 LANIER LN, WINTER HAVEN, FL 33884-2310 |
| Document Number | 0102810560 |
| Book / Page | 010281 / 000560 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 192435 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.38 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 LANIER LN WINTER HAVEN FL 338842310, WINTER HAVEN, FL 33884-2310 |
| Document Number | 102810562 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 010281/000562 |
| Instrument | 192436 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,018 (+2.7%) | $223,411 (+2.38%) Land $42,000 Building $181,411 | |
| 2025 | $1,554.00 (-19.98%) Homeowner's exemption | $157,759 (+5.99%) | $218,228 (+4.7%) Land $42,000 Building $176,228 |
| 2023 | $1,942.00 (+3.52%) Homeowner's exemption | $148,848 (+3%) | $208,435 (+1.98%) Land $40,000 Building $168,435 |
| 2022 | $1,876.00 Homeowner's exemption | $144,513 | $204,385 Land $33,000 Building $171,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures