435 Lakeview Ln, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 435 Lakeview Ln, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Sep 2018)
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-04.0-301-022`

Property Details

APN / Parcel Number

Primary APN	`15-04.0-301-022`
Alternative APN	`15040301022 (CHECK DIGIT = 9)`

Exterior

Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	15040301022
Street Address	435 LAKEVIEW LN
City	SPAULDING
State	IL
Zip	62561-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 22 SPAULDING LAKE ESTATES 3RD ADDN
Legal Subdivision	SPAULDING LAKE ESTATES 3RD ADD
Legal Lot Number	22
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1019
Census Tract	3802

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Nov 8, 2006 · Amount on Record
Deed Document Number	2018717
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R15745
Date	Jul 30, 2018
Instrument	2018R15745

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R12458
Date	Jun 25, 2019
Instrument	2019R12458

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03531
Date	Feb 20, 2020
Instrument	2020R03531

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 6, 2018
Property Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592
Document Number	2018R18717
Map Reference	DOC 95-07125
Instrument Date	Sep 5, 2018
Instrument	2018R18717
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 LAKEVIEW LN, SPAULDING, IL 62561-9592

Mortgage

Document Number	2018R18718
Date	Sep 6, 2018
Instrument	2018R18718

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,810.00 (+9.36%)	$119,586 (+23.69%) Land $12,650 Building $106,936	$358,758 (+23.69%) Land $37,950 Building $320,808
2022	$6,227.00 Homeowner's exemption	$96,681 Land $10,227 Building $86,454	$290,043 Land $30,681 Building $259,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1993–2015)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: Cass Cable TV, Nextlink.

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