435 Jacob Way, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 435 Jacob Way, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,115 sqft · built 2006
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$744,454 (Jun 2021)
Tax Bill	$10,009 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-415-007`

Property Details

APN / Parcel Number

Primary APN	`039-415-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	2,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	435 JACOB WAY
City	TEMPLETON
State	CA
Zip	93465-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 2492 LT 6
Legal Subdivision	TRACT 2492
Legal Tract	2492
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1002
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 JACOB WAY, TEMPLETON, CA 93465-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2021	Grant Deed, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jun 27, 2007 · Amount on File
Deed Document Number	202142843
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0000030146
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	435 JACOB WAY, TEMPLETON, CA 93465-3633
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 JACOB WAY, TEMPLETON, CA 93465-3633

Mortgage

Document Number	0000061232
Date	Sep 3, 2021
Instrument	2021061232

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 15, 2021
Property Address	435 JACOB WAY, TEMPLETON, CA 93465-3633
Document Number	0000042843
Map Reference	MB 27 PG 19-24
Instrument Date	May 26, 2021
Instrument	2021042843
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 JACOB WAY, TEMPLETON, CA 93465-3633

Mortgage

Document Number	0000042844
Date	Jun 15, 2021
Instrument	2021042844

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 10, 2017
Property Address	435 JACOB WAY, TEMPLETON, CA 93465-3633
Document Number	0000030146
Instrument Date	Jul 7, 2017
Instrument	30146
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	435 JACOB WAY TEMPLETON CA 934653633, TEMPLETON, CA 93465-3633

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,157 (+2%) Land $441,631 Building $440,526
2025	$10,009.00 (+9.07%)	$864,861 (+4.04%) Land $432,972 Building $431,889
2023	$9,177.00 (+1.97%)	$831,279 Land $416,160 Building $415,119
2022	$9,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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