435 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 435 Jackson St SE, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,558 sqft · built 1939
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Oct 2022)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-20-2-013-004.000`

Property Details

APN / Parcel Number

Primary APN	`03-04-20-2-013-004.000`
Alternative APNs	`115849` `10946`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,558 sqft Living Area
1st Floor Area	1,869 sqft
Upper Floors Area	1,689 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Porch	Open Porch
Utility Building	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	115849
Street Address	435 JACKSON ST SE
City	DECATUR
State	AL
Zip	35601-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 35 & 37 BLK 22 DLI&F CO #3 PLAT 1-17 DECATUR
Legal Range	4W
Legal Township	5S
Legal Section	20
Legal Subdivision	DLI&F CO ADD #3
Legal Block	22
Legal Lot Number	37
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1038
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albany Heritage Neighborhood Historic District listed 1983 · 198 contributing resources · NRIS 83002981

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 JACKSON ST SE, DECATUR, AL 35601-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Book / Page	2022 / 11148
Prior Transfer Date	Mar 1, 2007
Prior Transfer Doc	2007001739
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 3, 2022
Property Address	435 JACKSON ST SE, DECATUR, AL 35601-3005
Document Number	2022/11148
Book / Page	2022 / 11148
Map Reference	MB 1 PG 17
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 PENNYLANE SE, DECATUR, AL 35601-4580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 JACKSON ST SE, DECATUR, AL 35601-3005

Mortgage

Document Number	0202246469
Date	Oct 3, 2022
Instrument	2022/46469

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 3, 2022
Property Address	435 JACKSON ST SE, DECATUR, AL 35601-3005
Document Number	2022/11148
Book / Page	2022 / 11148
Map Reference	MB 1 PG 17
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 PENNYLANE SE, DECATUR, AL 35601-4580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 JACKSON ST SE, DECATUR, AL 35601-3005

Mortgage

Document Number	2022/46469
Date	Oct 3, 2022
Book Page	2022/46469

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 16, 2020
Property Address	435 JACKSON ST SE, DECATUR, AL 35601-3005
Document Number	02020/8365
Book / Page	2020 / 8365
Map Reference	MB 1 PG 17
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2146 N BETHEL RD, DECATUR, AL 35603-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 JACKSON ST SE, DECATUR, AL 35601-3005

Mortgage

Document Number	2020/41692
Date	Sep 16, 2020
Book Page	2020/41692

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (-43.34%)	$59,570 (-) Land $10,600 Building $48,970	$595,700 (-) Land $106,000 Building $489,700
2024		$59,570 (+13.32%) Land $10,600 Building $48,970	$595,700 (+13.32%) Land $106,000 Building $489,700
2023	$4,762.00 (+195.59%)	$52,570 (+43.56%) Land $10,600 Building $41,970	$525,700 (+43.56%) Land $106,000 Building $419,700
2022	$1,611.00 Homeowner's exemption	$36,620 Land $5,040 Building $31,580	$366,200 Land $50,400 Building $315,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

435 Jackson St SE, Decatur, AL 35601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jackson St SE

Nearby Streets

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