435 Hilltop Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 435 Hilltop Dr, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,306 sqft · built 1955
Lot Size0.484 acres (21,083 sqft)
OwnerIndividual Name on File
Last Sale$107,000 (Dec 2009)
Tax Bill$2,888 (2025)
Flood ZoneZone X (minimal risk)
APN41-41-21.-011

Property Details

APN / Parcel Number

Primary APN41-41-21.-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,306 sqft Living Area
1st Floor Area946 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area21,083 sqft (0.484 acres)
View / LotCul-de-sac
Patio Area160 sqft
Canopy448 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address435 HILLTOP DR
CityCINCINNATI
StateOH
Zip45244-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN; LOT 11
Legal SubdivisionMORGAN
Legal Lot Number11
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1007
Census Tract41403

Owner

435 Hilltop Dr is owned and occupied by an individual who bought it in December 2009.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address435 HILLTOP DR, CINCINNATI, OH 45244-4205
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2009 · Amount on File
Deed SaleDec 9, 2009 · Amount on File
Prior SaleNov 10, 2003 · Amount on File
Deed Document Number200933406
Deed Book / Page2217 / 1133
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 435 Hilltop Dr was $2,888 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,888.00$57,340 Land $14,810 Building $42,530
2024$163,800 (-) Land $42,300 Building $121,500
2023$5,703.00 (+122.95%) Homeowner's exemption$57,340 (+30.73%) Land $14,810 Building $42,530$163,800 Land $42,300 Building $121,500
2022$2,558.00 Homeowner's exemption$43,860 Land $11,200 Building $32,660
2020$125,300 Land $32,000 Building $93,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Hilltop Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Hilltop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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