Roane County property record for 435 High St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,040 sqft · built 1950 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $641 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-3-0122.0000 |
| Primary APN | 08-3-0122.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 3,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 83 ft deep x 50 ft wide |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 348 sqft |
| Patio Area | 558 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85587401 |
|---|---|
| Street Address | 435 HIGH ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 BOWMAN HTS |
| Legal Subdivision | 08 91 0000-00 3 0122 |
| Legal Lot Number | 21 |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 963000 |
435 High St is owned and occupied by two individuals.
Source: Roane County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 HIGH ST, SPENCER, WV 25276-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 435 High St was $641 with a homeowner's exemption, up 8.1% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641.00 (+8.09%) | $77,520 (+6.78%) Land $2,520 Building $75,000 | $129,200 (+6.78%) Land $4,200 Building $125,000 |
| 2025 | $593.00 Homeowner's exemption | $72,600 Land $2,520 Building $70,080 | $121,000 Land $4,200 Building $116,800 |
| 2023 | $542.00 (+3.04%) Homeowner's exemption | $67,560 (+2.46%) Land $2,460 Building $65,100 | $112,600 (+2.46%) Land $4,100 Building $108,500 |
| 2022 | $526.00 Homeowner's exemption | $65,940 Land $2,460 Building $63,480 | $109,900 Land $4,100 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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