Frederick County property record for 435 Heather Ridge Dr, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,729 sqft · built 1978 |
| Lot Size | 0.091 acres (3,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,100 (Feb 2023) |
| Tax Bill | $4,004 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-076489 |
| Primary APN | 02-076489 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,981 sqft (0.091 acres) |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 076489 |
|---|---|
| Street Address | 435 HEATHER RIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LOT 29 BLK B PLAT 3 .09 ACRE ANTIETAM VILLAGE |
| Legal Subdivision | ANTIETAM VILLAGE |
| Legal Block | B |
| Legal Lot Number | 29 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 HEATHER RIDGE DR, FREDERICK, MD 21702-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Feb 6, 1997 · Amount on Record |
| Prior Transfer Date | Jun 8, 2015 |
| Prior Transfer Doc | 0106140210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 27, 2023 |
| Property Address | 435 HEATHER RIDGE DR, FREDERICK, MD 21702-1405 |
| Document Number | 0163420175 |
| Book / Page | 16342 / 175 |
| Map Reference | MB 16 PL 170 |
| Instrument Date | Feb 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42355 EQUALITY ST, SOUTH RIDING, VA 20152-6017 |
| Document Number | 0016342185 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 16342/185 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.2% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236,900 (+24.4%) Land $52,900 Building $184,000 | $236,900 (-) Land $52,900 Building $184,000 | |
| 2024 | $4,004.00 (+14.04%) | ||
| 2023 | $3,511.00 | $190,433 | $236,900 Land $52,900 Building $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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