435 Harmony Ln, San Jose, CA 95111 Property Records

Santa Clara County property record for 435 Harmony Ln, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,495 sqft · built 1958
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Nov 2005)
Tax Bill	$13,355 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`684-09-030`

Property Details

APN / Parcel Number

Primary APN	`684-09-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
Gross Area	1,137 sqft
1st Floor Area	1,137 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	350 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	435 HARMONY LN
City	SAN JOSE
State	CA
Zip	95111-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2083 MELODY PARK BOOK 92 PAGE 4 LOT 34
Legal Subdivision	MELODY PARK
Legal Tract	2083
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	503208

Owner

435 Harmony Ln is owned and occupied by two individuals who acquired it in March 2007.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 HARMONY LN, SAN JOSE, CA 95111-2529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2005 · Amount on File
Deed Sale	Nov 21, 2005 · Amount on File
Prior Sale	Jun 24, 2005 · Amount on File
Deed Document Number	200518686006
Last Transfer Date	Mar 16, 2007
Transfer Doc	0019354603
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	435 HARMONY LN, SAN JOSE, CA 95111-2529
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 HARMONY LN, SAN JOSE, CA 95111-2529

Mortgage

Document Number	0025180466
Date	Nov 30, 2021
Instrument	25180466

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	435 HARMONY LN, SAN JOSE, CA 95111-2529
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 HARMONY LN, SAN JOSE, CA 95111-2529

Mortgage

Document Number	0024972923
Date	May 25, 2021
Instrument	24972923

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	435 HARMONY LN, SAN JOSE, CA 95111-2529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 HARMONY LN, SAN JOSE, CA 95111-2529

Mortgage

Document Number	0024743924
Date	Dec 10, 2020
Instrument	24743924

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 435 Harmony Ln was $13,355 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,746 (+2%) Land $552,445 Building $365,301
2025	$13,355.00 Homeowner's exemption	$899,752 Land $541,613 Building $358,139
2023	$12,853.00 (+0.85%) Homeowner's exemption	$864,816 Land $520,583 Building $344,233
2022	$12,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Harmony Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 435 Harmony Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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