435 Grant St, Downers Grove, IL 60515 Property Records

DuPage County property record for 435 Grant St, Downers Grove, IL 60515

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,617 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,940 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-419-004`

Property Details

APN / Parcel Number

Primary APN	`09-05-419-004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,617 sqft Living Area
Gross Area	2,382 sqft
Basement Area	765 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	435 GRANT ST
City	DOWNERS GROVE
State	IL
Zip	60515-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STREETS ADD
Legal Subdivision	STREETS ADD
Legal Block	9
Legal Lot Number	17
Jurisdiction	DU PAGE IL
Township / Civil Division	DOWNERS GROVE
Census Block Group	3
Census Block	3010
Census Tract	844801

Owner

435 Grant St is owned and occupied by two individuals who acquired it in August 2016.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 GRANT ST, DOWNERS GROVE, IL 60515-3053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 27, 2017	Grant Deed, Transfer · Construction Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2016
Transfer Doc	0000094804
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	435 GRANT ST, DOWNERS GROVE, IL 60515-3053
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137991
Date	Sep 15, 2021
Instrument	R2021-137991

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	435 GRANT ST, DOWNERS GROVE, IL 60515-3053
Document Number	0000013346
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435 GRANT ST DOWNERS GROVE IL 605153053, DOWNERS GROVE, IL 60515-3053

Mortgage

Document Number	0000013346
Date	Feb 25, 2019
Instrument	13346

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 27, 2017
Property Address	435 GRANT ST, DOWNERS GROVE, IL 60515-3053
Document Number	0000131651
Instrument Date	Dec 8, 2017
Instrument	131651
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1021 W GEORGE ST #2 CHICAGO IL 606574311, 2, CHICAGO, IL 60657-4311

Mortgage

Document Number	131652
Date	Dec 27, 2017
Instrument	131652

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Grant St was $10,940 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Downers Grove Township
Municipality	Downers Grove Village
Elementary School District	Downers Grove Grade School District 58 (PK - 08)
Secondary School District	Community High School District 99 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,940.00	$201,131 Land $76,586 Building $124,545	$603,393 Land $229,758 Building $373,635
2022	$9,196.00 Homeowner's exemption	$162,260 Land $61,780 Building $100,480	$486,780 Land $185,340 Building $301,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Grant St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Grant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNERS GROVE serves 49,425 people · EPA ID IL0430300
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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