Winnebago County property record for 435 Gilbert St, Forest City, IA 50436
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 834 sqft · built 1966 |
| Lot Size | 0.12 acres (5,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Aug 2013) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2013 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1135130002 |
| Primary APN | 1135130002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 834 sqft Living Area |
| Basement Area | 834 sqft |
| Finished Basement | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,208 sqft (0.12 acres) |
| Lot Dimensions | 62 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 435 GILBERT ST |
|---|---|
| City | FOREST CITY |
| State | IA |
| Zip | 50436-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35 98 24 LOT 13 GILBERTSONS 1ST ADD |
| Legal Range | 24W |
| Legal Township | 098 |
| Legal Section | 35 |
| Legal Subdivision | GILBERTSON'S 1ST |
| Legal Lot Number | 13 |
| Jurisdiction | WINNEBAGO IA |
| Township / Civil Division | FOREST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 680300 |
Source: Winnebago County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 23, 2013 | Warranty Deed, Transfer · Conventional Mortgage MANUFACTURERS BANK & TRUST |
| Oct 30, 2006 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2013 · Amount on Record |
| Deed Sale | Aug 23, 2013 · Amount on Record |
| Deed Document Number | 20131333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020212221 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-2221 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Aug 23, 2013 |
| Property Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Document Number | 0020131333 |
| Instrument Date | Aug 21, 2013 |
| Instrument | 2013-1333 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Document Number | 0020131335 |
|---|---|
| Date | Aug 23, 2013 |
| Instrument | 2013-1335 |
| Name | MANUFACTURERS BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Oct 30, 2006 |
| Property Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Document Number | 02006/2017 |
| Book / Page | 2006 / 2017 |
| Instrument Date | Oct 24, 2006 |
| Instrument | 06-2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 GILBERT ST, FOREST CITY, IA 50436-1302 |
| Investor | Possibly a Property Investor |
Source: Winnebago County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winnebago County |
| Municipality | Forest City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,420 (+7.86%) Land $16,360 Building $113,060 | $129,420 (+7.86%) Land $16,360 Building $113,060 | |
| 2025 | $1,816.00 (-10.01%) Homeowner's exemption | $119,990 (+4%) Land $17,710 Building $102,280 | $119,990 (+4%) Land $17,710 Building $102,280 |
| 2024 | $2,018.00 (-8.02%) | ||
| 2023 | $115,370 (+7.71%) Land $15,420 Building $99,950 | $115,370 (+7.71%) Land $15,420 Building $99,950 | |
| 2022 | $2,194.00 Homeowner's exemption | $107,110 Land $14,570 Building $92,540 | |
| 2021 | $107,110 Land $14,570 Building $92,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST CITY WATER SUPPLY serves 4,285 people · EPA ID IA9525047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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