Saratoga County and Ballston Town property record for 435 Garrett Rd, Ballston Spa, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,120 sqft · built 1954 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2014) |
| Tax Bill | $6,207 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2018 Mortgage |
| APN | 412089 215.-1-81 |
| Primary APN | 412089 215.-1-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 2,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 191,664 sqft (4.4 acres) |
| Lot Width | 220 ft Width |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 545 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J01066 |
|---|---|
| Street Address | 435 GARRETT RD |
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE LEGERE K.L- BARTLETT MARY |
| Legal Block | 1 |
| Legal Lot Number | 81.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | BALLSTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61701 |
435 Garrett Rd is owned and occupied by two individuals who bought it in January 2014.
Source: Saratoga County and Ballston Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 GARRETT RD, BALLSTON SPA, NY 12020-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TCT FCU |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TCT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2014 · Amount on File |
| Deed Sale | Jan 24, 2014 · Amount on File |
| Deed Book / Page | 2014 / 2398 |
| Prior Transfer Date | Jul 23, 2003 |
| Prior Transfer Doc | 1656000343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 435 GARRETT RD, BALLSTON SPA, NY 12020-3512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021025824 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021025824 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 435 GARRETT RD, BALLSTON SPA, NY 12020-3512 |
| Document Number | 0000033413 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 435 GARRETT RD BALLSTON SPA NY 120203512, BALLSTON SPA, NY 12020-3512 |
| Document Number | 0000033413 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 33413 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Address | BALLSTON SPA, NY 12020-2684 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 7, 2033 |
The 2025 property tax bill for 435 Garrett Rd was $6,207 with a homeowner's exemption.
Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Ballston Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,207.00 | $280,000 Land $67,000 Building $213,000 | $441,014 Land $105,528 Building $335,486 |
| 2023 | $230,000 Land $67,000 Building $163,000 | $326,241 Land $95,035 Building $231,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 435 Garrett Rd; there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Garrett Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: SLICFiber.
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