Middlesex County and Reading Town property record for 435 Franklin St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,581 sqft Living Area |
| Lot Size | 15,198 sqft (0.349 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2021) |
| Tax Bill | $8,990.00 (2025) |
| Primary APN | READ M:044.0-0000-0043.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 3,080 sqft Gross Area |
| Basement Area | 1,050 sqft Basement |
| Unfinished Basement | 903 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,198 sqft (0.349 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1900000000350 |
|---|---|
| Street Address | 435 FRANKLIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:044.0-0000-0043.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 FRANKLIN ST, READING, MA 01867-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Aug 16, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Doc Number | 2021182887 |
| Deed Book / Page | 78477 / 393 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 16, 2021 |
| Property Address | 435 FRANKLIN ST, READING, MA 01867-1219 |
| Document Number | 78477-393 |
| Book / Page | 78477 / 393 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 182887 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 435 FRANKLIN ST, READING, MA 01867-1219 |
| Document Number | 182888 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 182888 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 435 FRANKLIN ST, READING, MA 01867-1219 |
| Document Number | 69720-212 |
| Book / Page | 069720 / 000212 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69720-212 |
|---|---|
| Date | Aug 03, 2017 |
| Book Page | 069720/000212 |
| Instrument | 123980 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 02, 2037 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,990.00 (+0.09%) | $789,300 (+2.99%) Land $473,900 Building $315,400 | $902,785 (+4.8%) |
| 2024 | $8,982.00 (+6.85%) | $766,400 (+14.78%) Land $459,600 Building $306,800 | $861,460 |
| 2023 | $8,406.00 | $667,700 Land $400,300 Building $267,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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