DuPage County property record for 435 Forest Trl, Oak Brook, IL 60523
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1952 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Sep 2026) |
| Tax Bill | $8,254 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-23-402-003 |
| Primary APN | 06-23-402-003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 57,064 sqft (1.31 acres) |
| Lot Dimensions | 34.1 ft deep x 12.9 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 435 FOREST TRL |
|---|---|
| City | OAK BROOK |
| State | IL |
| Zip | 60523-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TIMBER TRAIL ESTS ANNEX |
| Legal Subdivision | TIMBER TRAIL ESTS |
| Legal Lot Number | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 844601 |
435 Forest Trl is owned and occupied by an individual who bought it in September 2026.
Source: DuPage County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Mar 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Deed Document Number | 202666740 |
| Prior Transfer Date | Oct 23, 2024 |
| Prior Transfer Doc | 0000064623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 28, 2026 |
| Property Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Document Number | 0000066740 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202666740 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Document Number | 0000066741, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202666741 |
| Name | RESICENTRAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000036294 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | R2023-036294 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000080288 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | R2022-080288 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000149078 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | R2021-149078 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 12, 2021 |
| Property Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
| Document Number | 0000040004 |
| Map Reference | DOC 601607 |
| Instrument Date | Mar 8, 2021 |
| Instrument | R2021-040004 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 FOREST TRL, OAK BROOK, IL 60523-1417 |
The 2025 property tax bill for 435 Forest Trl was $8,254, up 4.4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Oak Brook Village |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Elementary School District | Salt Creek School District 48 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,254.00 (+4.38%) | $193,365 (+7.86%) Land $122,087 Building $71,278 | $580,095 (+7.86%) Land $366,261 Building $213,834 |
| 2024 | $7,908.00 | $179,274 Land $113,190 Building $66,084 | $537,822 Land $339,570 Building $198,252 |
| 2022 | $6,551.00 Homeowner's exemption | $159,370 Land $100,620 Building $58,750 | $478,110 Land $301,860 Building $176,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Forest Trl in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 26 condo units |
| Nearby Flood Claims | 61 (1978–2020) |
| Claims Outside the SFHA | 4 of 61 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Forest Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK BROOK serves 9,400 people · EPA ID IL0430700 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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