435 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 435 Forest Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,192 sqft · built 1957
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2005)
Tax Bill$2,587 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-40-04-012.00

Property Details

APN / Parcel Number

Primary APN003-40-04-012.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,192 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 55 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address435 FOREST AVE
CityERLANGER
StateKY
Zip41018-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HEIGHTS SEC 1 LOT 14
Legal SubdivisionFOREST HEIGHTS
Legal Phase1
Legal Lot Number14
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract64300

Owner

Source: Kenton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address435 FOREST AVE, ERLANGER, KY 41018-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 28, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 21, 2017Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2005 · Amount on Record
Deed SaleJun 21, 2005 · Amount on Record
Deed Document Number200506 21 059 00250
Deed Book / Page2645 / 48
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address435 FOREST AVE, ERLANGER, KY 41018-1629
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 FOREST AVE, ERLANGER, KY 41018-1629

Mortgage

Document Number0005900207
DateApr 26, 2022
Book Page364/530
Instrument22042605900207
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address435 FOREST AVE, ERLANGER, KY 41018-1629
Document Number0000000096
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 FOREST AVE ERLANGER KY 410181629, ERLANGER, KY 41018-1629

Mortgage

Document Number0000000096
DateOct 7, 2020
Book Page00M108/000272
Instrument96
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueOct 6, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address435 FOREST AVE, ERLANGER, KY 41018-1629
Document Number0000000225
Instrument DateJun 21, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyVANTAGE PT TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 FOREST AVE ERLANGER KY 410181629, ERLANGER, KY 41018-1629

Mortgage

Document Number0000000225
DateJul 5, 2017
Book Page006194/000127
Instrument225
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,587.00 (+1.53%)$196,200 (-) Land $25,000 Building $171,200$196,200 (-) Land $25,000 Building $171,200
2023$2,548.00$196,200 Land $25,000 Building $171,200$196,200 Land $25,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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