435 Endicott Hill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 435 Endicott Hill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2008
Lot Size	14.5 acres (633,842 sqft)
Owner	Individual Name on Record
Last Sale	$175,500 (Mar 2021)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098 00-017 04`

Property Details

APN / Parcel Number

Primary APN	`098 00-017 04`
Alternative APN	`28249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	633,842 sqft (14.5 acres)
Terrain	Steep
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28249
Street Address	435 ENDICOTT HILL RD
City	FERRUM
State	VA
Zip	24088-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40 TRACT A-5
Legal Subdivision	SURVEY FOR RAMSEY W HELMS
Legal Phase	A-5
Legal Tract	A-5
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4035
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 ENDICOTT HILL RD, FERRUM, VA 24088-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 24, 2017	Deed of Trust, Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Feb 5, 2007 · Amount on Record
Deed Document Number	20212113
Deed Book / Page	1158 / 1014
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 5, 2021
Property Address	435 ENDICOTT HILL RD, FERRUM, VA 24088-3435
Document Number	0011581014
Book / Page	1158 / 1014
Map Reference	MB 552 PG 91
Instrument Date	Mar 3, 2021
Instrument	210002113
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 ENDICOTT HILL RD, FERRUM, VA 24088-3435

Mortgage

Document Number	210002114
Date	Mar 5, 2021
Instrument	210002114

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	435 ENDICOTT HILL RD, FERRUM, VA 24088-3435
Document Number	0010880957
Book / Page	001088 / 000957
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ENDICOTT HILL RD FERRUM VA 24088, FERRUM, VA 24088

Mortgage

Document Number	0010880957
Date	Jan 26, 2017
Book Page	001088/000957
Instrument	534

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 (+29.28%)	$259,900 (+83.42%) Land $49,100 Building $210,800	$259,900 (+83.42%) Land $49,100 Building $210,800
2023	$864.00	$141,700 (-) Land $42,100 Building $99,600	$141,700 (-) Land $42,100 Building $99,600
2022		$141,700 Land $42,100 Building $99,600	$141,700 Land $42,100 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5

Cell Coverage

No cell data coverage reported

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