435 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 435 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	728 sqft Living Area
Lot Size	435,600 sqft (10 acres)
Last Sale	$87,500 (2019)
Tax Bill	$2,169.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-147-011E`

Interior

Full Baths	2 Baths
Building Area	728 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Construction	Flat Roof Construction
Lot Area	435,600 sqft (10 acres)
Shed	1 Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	435 E SANDY RIDGE RD
City	MONROE
State	NC
Zip	28112-7312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BROOME 7400-345
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	3
Census Block	3022
Census Tract	20901

Owner

Source: Union County records · APN 04-147-011E

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 E SANDY RIDGE RD, MONROE, NC 28112-7312
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Building or Construction Mortgage CAROLINA FARM CREDIT ACA
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS
Jun 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Jan 22, 2015 · Amount on Record
Deed Doc Number	201917827
Deed Book / Page	7400 / 345
Prior Transfer Date	Apr 04, 2017
Prior Transfer Doc	7400342
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	435 E SANDY RIDGE RD, MONROE, NC 28112-7312
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E SANDY RIDGE RD, MONROE, NC 28112-7312

Mortgage

Document Number	0008387535
Date	Jan 31, 2022
Book Page	8387/535
Instrument	3879

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Feb 01, 2038

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 19, 2019
Property Address	435 E SANDY RIDGE RD, MONROE, NC 28112-7312
Document Number	7418875
Book / Page	007418 / 000875
Instrument Date	Jul 19, 2019
Instrument	20681
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E SANDY RIDGE RD MONROE NC 281127312, MONROE, NC 28112-7312

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 25, 2019
Property Address	435 E SANDY RIDGE RD, MONROE, NC 28112-7312
Document Number	7400345
Book / Page	007400 / 000345
Instrument Date	Jun 19, 2019
Instrument	17827
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	423 E SANDY RIDGE RD MONROE NC 281127312, MONROE, NC 28112-7312

Mortgage

Document Number	7400348
Date	Jun 25, 2019
Book Page	007400/000348
Instrument	17828

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MONROE, NC 28111-0885

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 25, 2019
Property Address	435 E SANDY RIDGE RD, MONROE, NC 28112-7312
Document Number	7400342
Book / Page	007400 / 000342
Instrument Date	Apr 04, 2017
Instrument	17826
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 DARLINGTON RD MATTHEWS NC 281056777, MATTHEWS, NC 28105-6777

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (+31.53%)	$453,600 (+71.23%) Land $165,300 Building $288,300	$453,600 (+71.23%) Land $165,300 Building $288,300
2023	$1,649.00	$264,900 Land $77,400 Building $187,500	$264,900 Land $77,400 Building $187,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

435 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Sandy Ridge Rd

Nearby Streets

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