435 E Oakfield Rd, Pensacola, FL 32503 Property Records

Escambia County property record for 435 E Oakfield Rd, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 1969
Lot Size	0.273 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (May 2021)
Tax Bill	$1,901 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1S-30-3103-002-003`

Property Details

APN / Parcel Number

Primary APN	`28-1S-30-3103-002-003`
Alternative APNs	`031762120` `31762120`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,458 sqft Adjusted Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,935 sqft (0.273 acres)
Lot Width	90 ft Width
Porch	Porch
Porch Area	12 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31762120
Old Parcel Number	031762120
Street Address	435 E OAKFIELD RD
City	PENSACOLA
State	FL
Zip	32503-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	BEG AT SE COR OF LT 2 N 31 DEG W ALG E LI OF LT 1122 67/100 FT N 11 DEG 10 MIN E 219 79/100 FT N 78 DEG 39 MIN W 1196 4/10 FT
Legal Range	30W
Legal Township	01S
Legal Section	28
Legal Subdivision	SUBDIVISION NUMBER: 3103
Legal Block	B
Legal Lot Number	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2013
Census Tract	1402

Owner

435 E Oakfield Rd is owned and occupied by an individual who bought it in May 2021.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	435 E OAKFIELD RD, PENSACOLA, FL 32503-7254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	2021059615
Deed Book / Page	8541 / 1169
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 28, 2021
Property Address	435 E OAKFIELD RD, PENSACOLA, FL 32503-7254
Document Number	0085411169
Book / Page	8541 / 1169
Instrument Date	May 22, 2021
Instrument	2021059615
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 W 254 FOX RIVER DR, 35, SAINT CHARLES, IL 60174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E OAKFIELD RD, PENSACOLA, FL 32503-7254

Mortgage

Document Number	85411171
Date	May 28, 2021
Instrument	8541/1171

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,404	$141,404 Land $25,000 Building $116,404
2024	$1,901.00 (+4.74%)
2023	$1,815.00 (+11.21%)	$123,786 (+1%)	$133,155 (+18.33%) Land $25,000 Building $108,155
2022	$1,632.00	$112,533	$112,533 Land $16,000 Building $96,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 E Oakfield Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 E Oakfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20