435 E Main St, Sparta, IL 62286 Property Records

Randolph County property record for 435 E Main St, Sparta, IL 62286 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$28,000 (2021)
Tax Bill$1,337.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-070-004-00

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address435 E MAIN ST
CitySPARTA
StateIL
Zip62286-1419
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description446/347-348 2010R01053 2010R01054 2014R02651 PT 60' N SIDE PT LOT ADJ ON UNION MILL LOT GARDNERS SECOND ADD PT NE SW SEC 6 T5
Legal Range05
Legal Township05
Legal Section06
Legal SubdivisionGARDNERS SECOND ADD
JurisdictionRANDOLPH IL
Minor Civil DivisionSPARTA
Census Blockgroup1
Census Block1048
Census Tract950600

Owner

Source: Randolph County records · APN 19-070-004-00

Assessment roll updated September 29, 2025 · Last verified July 2026

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Owner of Record2 Individual Names on File
Mailing Address435 E MAIN ST, SPARTA, IL 62286-1419
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF SPARTA
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF SPARTA
Dec 20, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleAug 20, 2014 · Amount on Record
Deed Doc Number20214846
Prior Transfer DateJul 18, 2009
Prior Transfer Doc0201001053
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address435 E MAIN ST, SPARTA, IL 62286-1419
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R03359
DateOct 15, 2019
Instrument2019R03359
Lender
NameFIRST NATIONAL BANK OF SPARTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueOct 10, 2027
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address435 E MAIN ST, SPARTA, IL 62286-1419
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R02226
DateJul 11, 2019
Instrument2019R02226
Lender
NameFIRST NATIONAL BANK OF SPARTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueJul 15, 2027
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateDec 20, 2021
Property Address435 E MAIN ST, SPARTA, IL 62286-1419
Document Number2021R04846
Map ReferenceBK 42 PG 216
Instrument DateDec 15, 2021
Instrument2021R04846
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$84.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address435 E MAIN ST, SPARTA, IL 62286-1419
InvestorPossibly a Property Investor

Mortgage

Document Number2021R04847
DateDec 20, 2021
Instrument2021R04847
Lender
NameHOME LOAN EXPERT LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate4.75%

Mortgage

Document Number2021R04848
DateDec 20, 2021
Instrument2021R04848
Lender
NameHOME LOAN EXPERT LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalitySparta City
Unified School DistrictSparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,475 (+6.81%) Land $3,080 Building $18,395$64,425 (+6.81%) Land $9,240 Building $55,185
2024$1,337.00 (+106.01%) Homeowner's exemption$20,105 (+71.69%) Land $2,885 Building $17,220$60,315 (+71.69%) Land $8,655 Building $51,660
2022$649.00 Homeowner's exemption$11,710 Land $2,865 Building $8,845$35,130 Land $8,595 Building $26,535

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