435 E Main St, Lebanon, OH 45036 Property Records

Warren County property record for 435 E Main St, Lebanon, OH 45036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1890
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2025)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-35-126-016-0`

Property Details

APN / Parcel Number

Primary APN	`13-35-126-016-0`
Alternative APNs	`1335126016` `6118364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	280 sqft
2nd Floor Area	787 sqft
Attic	Attic
Attic Area	787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Stone
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6118364
Street Address	435 E MAIN ST
City	LEBANON
State	OH
Zip	45036-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOKES LOT 9 PT.
Legal Subdivision	STOKES
Legal Block	364
Legal Lot Number	9
Jurisdiction	WARREN OH
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2003
Census Tract	31300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East End Historic District listed 1984 · 215 contributing resources · NRIS 84000419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

435 E Main St is owned and occupied by two individuals who bought it in September 2025.

Source: Warren County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 E MAIN ST, LEBANON, OH 45036-2261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer THIRD FSLA OF CLEVELAND
Jun 20, 2017	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Document Number	202523792
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 23, 2025
Property Address	435 E MAIN ST, LEBANON, OH 45036-2261
Document Number	0000023792
Map Reference	MB 2 PG 5
Instrument Date	Sep 12, 2025
Instrument	2025-023792
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 EAR MAIN STREET, LEBANON, OH 45036

Mortgage

Document Number	0000023793
Date	Sep 23, 2025
Instrument	2025-023793

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	435 E MAIN ST, LEBANON, OH 45036-2261
Document Number	0000024375
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E MAIN ST LEBANON OH 450362261, LEBANON, OH 45036-2261

Mortgage

Document Number	0000024375
Date	Aug 10, 2017
Instrument	24375

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 435 E Main St was $2,380, down 2.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Lebanon City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00 (-2.26%)	$57,330 (-) Land $20,300 Building $37,030	$163,800 (-) Land $58,000 Building $105,800
2024	$2,435.00 (+20.31%)	$57,330 (+33.82%) Land $20,300 Building $37,030	$163,800 Land $58,000 Building $105,800
2023	$2,024.00 (-3.94%)	$42,840 (-) Land $9,989 Building $32,851
2022	$2,107.00	$42,840 Land $9,989 Building $32,851	$122,400 (-) Land $28,540 Building $93,860
2021			$122,400 Land $28,540 Building $93,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 435 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON CITY serves 20,700 people · EPA ID OH8304112
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber · Cable in parts of the area	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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