Lancaster County property record for 435 E Main St, Ephrata, PA 17522
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Dec 2019) |
| Tax Bill | $2,470 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-35121-0-0000 |
| Primary APN | 260-35121-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,604 sqft |
| 1st Floor Area | 616 sqft |
| Upper Floors Area | 308 sqft |
| Basement Area | 616 sqft |
| Finished Basement | 426 sqft |
| Unfinished Basement | 190 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Enclosed Porch |
| Porch Area | 536 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 E MAIN ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NC |
| Legal Description | 435 E MAIN ST |
| Legal Lot Number | 30A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12200 |
Source: Lancaster County records · APN 260-35121-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 E MAIN ST, EPHRATA, PA 17522-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Dec 23, 2019 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Sep 29, 2016 · Amount on Record |
| Deed Document Number | 20196498217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 435 E MAIN ST, EPHRATA, PA 17522-2507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006467214 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 6467214 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Dec 23, 2019 |
| Property Address | 435 E MAIN ST, EPHRATA, PA 17522-2507 |
| Document Number | 0006498217 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 6498217 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES/LANCASTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 435 E MAIN ST EPHRATA PA 175222507, EPHRATA, PA 17522-2507 |
| Document Number | 6498218 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 6498218 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (-) Land $40,500 Building $60,200 | $100,700 (-) Land $40,500 Building $60,200 | |
| 2025 | $2,470.00 (+2.32%) | ||
| 2024 | $2,414.00 | $100,700 Land $40,500 Building $60,200 | |
| 2018 | $100,700 Land $40,500 Building $60,200 |
Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), as of June 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pencor Services Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
May also be available: AT&T, Upward Broadband.
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system PA7360045, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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