435 E Leach Ave, Des Moines, IA 50315 Property Records

Polk County property record for 435 E Leach Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1975
Lot Size	0.193 acres (8,385 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2023)
Tax Bill	$3,880 (2024)
Deeds & Mortgages	Jan 2025 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120/05205-001-000`

Property Details

APN / Parcel Number

Primary APN	`120/05205-001-000`
Alternative APN	`782422329029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,166 sqft
Basement Area	910 sqft
Finished Basement	570 sqft
Unfinished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,385 sqft (0.193 acres)
Lot Dimensions	129 ft deep x 65 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	435 E LEACH AVE
City	DES MOINES
State	IA
Zip	50315-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 STEVEN HEIGHTS
Legal Subdivision	STEVEN HEIGHTS
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	4501

Owner

435 E Leach Ave is owned and occupied by an individual who bought it in July 2023.

Source: Polk County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	435 E LEACH AVE, DES MOINES, IA 50315-3675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILY LENDING CORPORATION
May 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	May 19, 2023 · Amount on File
Deed Document Number	202336232
Deed Book / Page	19535 / 582
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	435 E LEACH AVE, DES MOINES, IA 50315-3675
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E LEACH AVE, DES MOINES, IA 50315-3675

Mortgage

Document Number	0000000470
Date	Jan 6, 2025
Book Page	20017/602
Instrument	2025-00000470

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 12, 2023
Property Address	435 E LEACH AVE, DES MOINES, IA 50315-3675
Document Number	0000036232
Book / Page	19535 / 582
Instrument Date	Jul 7, 2023
Instrument	2023-00036232
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E LEACH AVE, DES MOINES, IA 50315-3675
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036233
Date	Jul 12, 2023
Instrument	2023-00036233

Lender

Name	MIDWEST FAMILY LENDING CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 19, 2023
Property Address	435 E LEACH AVE, DES MOINES, IA 50315-3675
Document Number	0000024517
Book / Page	19479 / 335
Instrument Date	May 16, 2023
Instrument	2023-00024517
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E LEACH AVE, DES MOINES, IA 50315-3675

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,200 Land $32,100 Building $191,100	$223,200 Land $32,100 Building $191,100
2024	$3,880.00
2023		$197,200 (+26.17%) Land $27,900 Building $169,300	$197,200 Land $27,900 Building $169,300
2022		$156,300 Land $22,900 Building $133,400
2021			$156,300 Land $22,900 Building $133,400
2020	$3,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 E Leach Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 E Leach Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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