435 E Lake Dr, Decatur, GA 30030 Property Records

DeKalb County property record for 435 E Lake Dr, Decatur, GA 30030

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,568 sqft · built 1927
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$10 (2023)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-213-03-002

Property Details

APN / Parcel Number

Primary APN15-213-03-002
Alternative APNs
  • C-183232320-001
  • 15 213C01 002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,568 sqft Living Area
Attic Area500 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions153 ft deep x 50 ft wide
TerrainRolling
PorchPorch
Porch Area732 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account NumberC-183232320-001
Old Parcel Number15 213C01 002
Street Address435 E LAKE DR
CityDECATUR
StateGA
Zip30030-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionCITY/MUNI/TWP:DECATUR
Legal SubdivisionMCCRARY
Legal Block1
Legal Lot Number7
JurisdictionDE KALB GA
Township / Civil DivisionATLANTA-DECATUR
Census Block Group1
Census Block1007
Census Tract22700

Owner

435 E Lake Dr is owned and occupied by two individuals who acquired it in January 2014.

Source: DeKalb County records, as of March 18, 2024

Owner of Record2 Individual Names on File
Mailing Address435 E LAKE DR, DECATUR, GA 30030-3531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Line of Credit
DIGITAL FEDERAL CREDIT UNION
Oct 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIGITAL FEDERAL CREDIT UNION
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2014
Deed SaleJan 7, 2014
Prior SaleJun 25, 2007 · Amount on File
Deed Document Number2014-000108
Deed Book / Page20072 / 19
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address435 E LAKE DR, DECATUR, GA 30030-3531
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E LAKE DR, DECATUR, GA 30030-3531

Mortgage

Document Number0310540245
DateAug 21, 2023
Book Page0000031054/0000000245
Lender
NameDIGITAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 1, 2063

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address435 E LAKE DR, DECATUR, GA 30030-3531
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E LAKE DR, DECATUR, GA 30030-3531

Mortgage

Document Number0286830634
DateOct 1, 2020
Book Page0000028683/0000000634
Lender
NameDIGITAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address435 E LAKE DR, DECATUR, GA 30030-3531
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0266580688
DateDec 20, 2017
Book Page26658/688
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2057

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$10.00 Homeowner's exemption$384,120 (+14.09%) Land $73,160 Building $310,960$960,300 (+14.09%) Land $182,900 Building $777,400
2022$10.00$336,680 Land $61,920 Building $274,760$841,700 Land $154,800 Building $686,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 E Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 E Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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