St. Croix County property record for 435 E 7th St, New Richmond, WI 54017
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (May 2019) |
| Tax Bill | $3,050 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-1157-95-000 |
| Primary APN | 261-1157-95-000 |
|---|
| Lot Area | 9,365 sqft (0.215 acres) |
|---|
| Street Address | 435 E 7TH ST |
|---|---|
| City | NEW RICHMOND |
| State | WI |
| Zip | 54017-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 63 FT OF S 148.5 FT OF OUTLOT 191 |
| Legal Lot Number | 191 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | NEW RICHMOND |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 120502 |
435 E 7th St is owned and occupied by an individual who bought it in May 2019.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 E 7TH ST, NEW RICHMOND, WI 54017-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL COMMUNITY BANK |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Mar 21, 2016 · Amount on File |
| Deed Document Number | 20191082300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 435 E 7TH ST, NEW RICHMOND, WI 54017-2123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0001202262 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 1202262 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEW RICHMOND, WI 54017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | May 30, 2019 |
| Property Address | 435 E 7TH ST, NEW RICHMOND, WI 54017-2123 |
| Document Number | 0001082300 |
| Instrument Date | May 29, 2019 |
| Instrument | 1082300 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001082301 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 1082301 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 435 E 7th St was $3,050 with a homeowner's exemption, up % from the year before.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | New Richmond City |
| Unified School District | New Richmond School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,050.00 (+0.03%) Homeowner's exemption | ||
| 2025 | $3,049.00 Homeowner's exemption | $225,100 Land $37,500 Building $187,600 | $225,100 Land $37,500 Building $187,600 |
| 2023 | $2,985.00 Homeowner's exemption | $222,200 Land $37,500 Building $184,700 | $222,200 Land $37,500 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 E 7th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1994–2020) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 E 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW RICHMOND WATERWORKS serves 10,824 people · EPA ID WI6560126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Northwest Communications Fiber · Cable in parts of the area | 5,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Baldwin Telecom.
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