435 E 7th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 435 E 7th St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.038 acres (1,669 sqft)
Owner	Company Name on Record
Last Sale	$396,300 (Dec 2025)
Tax Bill	$683 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-04-003-054`

Property Details

APN / Parcel Number

Primary APN	`006-04-003-054`

Exterior

Lot Area	1,669 sqft (0.038 acres)
Lot Dimensions	100 ft deep x 6 ft wide

Location & Zoning

Street Address	435 E 7TH ST
City	MOUNT CARMEL
State	PA
Zip	17851-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 X 100 / 10 X 79 / 22 X 10
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	2
Census Block	2014
Census Tract	81000

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 S LEWIS RD, ROYERSFORD, PA 19468-2709
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed, Transfer · Stand-Alone First Mortgage FRONK CPA LLC
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage JOHN D LIGHT
Nov 21, 2018	Deed, Transfer SCHUYLKILL ABSTRACT COMPANY INC, SCHUYKILL ABSTRACT CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	202517045
Deed Book / Page	3448 / 861
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Dec 19, 2025
Property Address	435 E 7TH ST, MOUNT CARMEL, PA 17851-2349
Document Number	003448/861
Book / Page	3448 / 861
Instrument Date	Dec 15, 2025
Instrument	202517045
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	NORTHEAST PA STLMT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,963.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1287 RED DALE RD, ORWIGSBURG, PA 17961-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S LEWIS RD, ROYERSFORD, PA 19468-2709
Investor	Possibly a Property Investor

Mortgage

Document Number	003448/873
Date	Dec 19, 2025
Book Page	3448/873
Instrument	202517046

Lender

Name	FRONK CPA LLC
Type	Non-Lending Institution
Address	HERSHEY, PA 17033

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	435 E 7TH ST, MOUNT CARMEL, PA 17851-2349
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SCHUYLKILL ABSTRACT COMPANY INC, SCHUYLKILL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003325/133
Date	Apr 26, 2024
Book Page	3325/133
Instrument	202405313

Lender

Name	JOHN D LIGHT
Type	Private Party
Address	307 PINE MEADOW RD, LEBANON, PA 17046

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2039

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Nov 21, 2018
Property Address	435 E 7TH ST, MOUNT CARMEL, PA 17851-2349
Document Number	002891/570
Book / Page	2891 / 570
Instrument Date	Nov 19, 2018
Instrument	201818058
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	SCHUYLKILL ABSTRACT COMPANY INC, SCHUYKILL ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Tax	$185.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$683.00 (+1.49%)	$5,150 (-) Land $330 Building $4,820
2025	$673.00 (+7.51%)	$5,150 (-) Land $330 Building $4,820
2024	$626.00	$5,150 (-) Land $330 Building $4,820
2023	$626.00	$5,150 Land $330 Building $4,820
1972			$5,150 Land $330 Building $4,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200

May also be available: Verizon.

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