435 Cypress St, Chico, CA 95928 Property Records

Butte County property record for 435 Cypress St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,750 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Oct 2006)
Tax Bill	$6,211 (2025)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-185-005-000`

Property Details

APN / Parcel Number

Primary APN	`004-185-005-000`
Alternative APN	`004-185-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	004-185-005
Street Address	435 CYPRESS ST
City	CHICO
State	CA
Zip	95928-5459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	435 CYPRESS ST
Legal Subdivision	BIDWELL RANCHO 13
Legal Block	9
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

435 Cypress St is owned by a company that acquired it in October 2019 and is owner-occupied.

Source: Butte County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	435 CYPRESS ST, CHICO, CA 95928-5459
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 22, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2006 · Amount on File
Deed Sale	Oct 6, 2006 · Amount on File
Deed Document Number	200652495
Last Transfer Date	Oct 12, 2019
Transfer Doc	0000046449
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 22, 2019
Property Address	435 CYPRESS ST, CHICO, CA 95928-5459
Document Number	0000046449
Instrument Date	Oct 12, 2019
Instrument	46449
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	435 CYPRESS ST CHICO CA 959285459, CHICO, CA 95928-5459

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 22, 2019
Property Address	435 CYPRESS ST, CHICO, CA 95928-5459
Document Number	0000046447
Instrument Date	Oct 12, 2019
Instrument	46447
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 CYPRESS ST CHICO CA 959285459, CHICO, CA 95928-5459

Mortgage

Document Number	46448
Date	Oct 22, 2019
Instrument	46448

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 435 Cypress St was $6,211 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,596 (+2%) Land $300,641 Building $254,955
2025	$6,211.00 Homeowner's exemption	$544,703 Land $294,747 Building $249,956
2024			$484,020
2023	$5,755.00 (+1.62%) Homeowner's exemption	$523,552 Land $283,302 Building $240,250
2022	$5,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Cypress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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