435 Cottrell Rd, Tiverton, RI 02878 Property Records

Tiverton Town property record for 435 Cottrell Rd, Tiverton, RI 02878

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,109 sqft · built 2012
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jul 2026)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1033-55`

Property Details

APN / Parcel Number

Primary APN	`07-1033-55`
Alternative APNs	`M:000 B:092 L:10160` `TIVE M:314 B:109` `4-0494-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	4,518 sqft
1st Floor Area	912 sqft
Attic	Attic
Attic Area	257 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	435 COTTRELL RD
City	TIVERTON
State	RI
Zip	02878-4472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	109
Jurisdiction	TIVERTON RI
Township / Civil Division	TIVERTON
Census Block Group	1
Census Block	1025
Census Tract	41602

Owner

435 Cottrell Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Tiverton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 COTTRELL RD, TIVERTON, RI 02878-4472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Deed Document Number	20264740
Deed Book / Page	2078 / 26
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIVERTON RI
Recording Date	Jul 27, 2026
Property Address	435 COTTRELL RD, TIVERTON, RI 02878-4472
Document Number	0000004740
Book / Page	2078 / 26
Instrument Date	Jul 24, 2026
Instrument	20264740
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COTTRELL RD, TIVERTON, RI 02878-4472

Mortgage

Date	Jul 27, 2026

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	435 COTTRELL RD, TIVERTON, RI 02878-4472
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001858-58
Date	Jun 28, 2021
Book Page	1858/58
Instrument	2615

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	435 COTTRELL RD, TIVERTON, RI 02878-4472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1817-270
Date	Dec 23, 2020
Book Page	1817/270
Instrument	4257

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIVERTON RI
Recording Date	Nov 27, 2019
Property Address	435 COTTRELL RD, TIVERTON, RI 02878-4472
Document Number	1752-1
Book / Page	001752 / 000001
Instrument Date	Nov 26, 2019
Instrument	3593
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 COTTRELL RD TIVERTON RI 028784472, TIVERTON, RI 02878-4472

Mortgage

Document Number	1752-3
Date	Nov 27, 2019
Book Page	001752/000003
Instrument	3594

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 435 Cottrell Rd was $7,537.

Source: Tiverton Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Tiverton Town
Unified School District	Tiverton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,537.00	$682,100 Land $187,200 Building $494,900	$792,133
2023	$7,295.00 (+1.84%)	$489,600 (-) Land $164,200 Building $325,400
2022	$7,163.00	$489,600 Land $164,200 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Cottrell Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	35 (1978–2023)
Claims Outside the SFHA	5 of 35
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Bob, Aug 1991 · 9 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Cottrell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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