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435 Cottage Ln, Dunedin, FL 34698 Property Records

Pinellas County property record for 435 Cottage Ln, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,472 sqft · built 2013
Lot Size0.051 acres (2,230 sqft)
Owner2 Trust Names on File
Last Sale$780,000 (Mar 2024)
Tax Bill$8,143 (2025)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone X (minimal risk)
APNC62-001-028-3883-6

Property Details

APN / Parcel Number

Primary APNC62-001-028-3883-6
Alternative APNs
  • 34-28-15-18379-000-0110
  • 281534183790000110
  • R451025

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,472 sqft Living Area
Gross Area1,980 sqft
1st Floor Area594 sqft
Upper Floors Area878 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,230 sqft (0.051 acres)
Lot Dimensions70 ft deep x 31 ft wide
Garage TypeAttached
Garage Area284 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck AreaDeck Area
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR451025
Street Address435 COTTAGE LN
CityDUNEDIN
StateFL
Zip34698-6954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT GLENCAIRN LOT 11
Legal Range15E
Legal Township28S
Legal Section34
Legal SubdivisionCOTTAGES AT GLENCAIRN
Legal Tract18379
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3004
Census Tract27000

Owner

435 Cottage Ln is owner-occupied and held in a trust since March 2024.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Trust Names on File
Mailing Address435 COTTAGE LN, DUNEDIN, FL 34698-6954
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2024 · Amount on File
Deed SaleMar 5, 2024 · Amount on File
Prior SaleAug 12, 2013 · Amount on File
Deed Document Number202455521
Deed Book / Page22724 / 374
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 5, 2024
Property Address435 COTTAGE LN, DUNEDIN, FL 34698-6954
Document Number0227240374
Book / Page22724 / 374
Map ReferenceMB 135 PG 91&92
Instrument DateFeb 29, 2024
Instrument2024055521
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Tax$5,460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address158 PICKENS RD, WEAVERVILLE, NC 28787-9543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address435 COTTAGE LN, DUNEDIN, FL 34698-6954

Tax Assessment & Valuation

The 2025 property tax bill for 435 Cottage Ln was $8,143 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,143.00 Homeowner's exemption$504,188$642,523 Land $193,721 Building $448,802
2023$7,021.00 (+2.65%) Homeowner's exemption$442,158 (+3%)$479,463 (+11.69%) Land $175,130 Building $304,333
2022$6,840.00 Homeowner's exemption$429,280$429,280 Land $187,606 Building $241,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies335 units insured
incl. 184 condo units
Nearby Flood Claims44 (1979–2024)
Claims Outside the SFHA4 of 44
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 31 claims
  • Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Cottage Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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