435 Como Ave, Waterbury, CT 06708 Property Records

Waterbury City property record for 435 Como Ave, Waterbury, CT 06708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Oct 2022)
Tax Bill	$7,442 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43310650052`

Property Details

APN / Parcel Number

Primary APN	`43310650052`
Alternative APNs	`WATE M:0433 B:1065 L:0052` `WBRY M:0433 B:1065 L:0052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Basement Area	1,290 sqft
Unfinished Basement	1,290 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	43310650052
Street Address	435 COMO AVE
City	WATERBURY
State	CT
Zip	06708-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Block	1065
Legal Lot Number	52
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	2
Census Block	2016
Census Tract	351602

Owner

435 Como Ave is owned and occupied by an individual who bought it in October 2022.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	435 COMO AVE, WATERBURY, CT 06708-3661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING
Feb 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202219840
Deed Book / Page	8593 / 92
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	435 COMO AVE, WATERBURY, CT 06708-3661
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008533-196
Date	Jul 8, 2022
Book Page	8533/196
Instrument	2022-15221

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Oct 27, 2022
Property Address	435 COMO AVE, WATERBURY, CT 06708-3661
Document Number	0008593-92
Book / Page	8593 / 92
Instrument Date	Oct 24, 2022
Instrument	202219840
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 DORCHESTER AVE # 119, 119, WATERBURY, CT 06704-1322

Mortgage

Document Number	0202219841
Date	Oct 27, 2022
Instrument	2022-19841

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 28, 2020
Property Address	435 COMO AVE, WATERBURY, CT 06708-3661
Document Number	8044-219
Book / Page	8044 / 219
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8044221
Date	Feb 28, 2020
Instrument	8044/221

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 435 Como Ave was $7,442.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,442.00	$171,710 (-) Land $32,550 Building $139,160	$336,370 (+179.85%)
2025		$171,710 Land $32,550 Building $139,160	$120,197 Land $22,785 Building $97,412
2024	$7,724.00 (-16.99%)
2023	$9,305.00	$171,710 Land $32,550 Building $139,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Como Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Como Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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