Osceola County property record for 435 Columbia Ave, Saint Cloud, FL 34769
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4.5 ba · 2,207 sqft · built 1993 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,500 (Oct 2017) |
| Tax Bill | $7,117 (2025) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0390-0060 |
| Primary APN | 01-26-30-0001-0390-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 3,069 sqft |
| 1st Floor Area | 1,965 sqft |
| Upper Floors Area | 242 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.311 acres) |
| Lot Dimensions | 138 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 222 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 435 COLUMBIA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2650 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SR2 |
| Legal Description | LAKEFRONT ADDN PB B PG 61-62 BLK 390 LOT 6 & W 11.6 FT OF LOT 5 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 390 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 43400 |
Source: Osceola County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 ANDOVER CT, WINTER SPRINGS, FL 32708-6114 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Prior Sale | Oct 4, 2000 · Amount on Record |
| Deed Document Number | 2017152576 |
| Deed Book / Page | 5229 / 508 |
| Prior Transfer Date | Feb 4, 1999 |
| Prior Transfer Doc | 0015760749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2017 |
| Property Address | 435 COLUMBIA AVE, SAINT CLOUD, FL 34769-2650 |
| Document Number | 0052290508 |
| Book / Page | 005229 / 000508 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 152576 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,452.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 ANDOVER CT WINTER SPRINGS FL 327086114, WINTER SPRINGS, FL 32708-6114 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,117.00 (+6.32%) | $452,000 (+0.11%) Land $72,800 Building $379,200 | $452,000 (+0.11%) Land $72,800 Building $379,200 |
| 2024 | $6,694.00 (+5.27%) | ||
| 2023 | $6,359.00 (+19.22%) | $451,500 (+37.48%) Land $62,400 Building $389,100 | $451,500 (+37.48%) Land $62,400 Building $389,100 |
| 2022 | $5,334.00 | $328,400 Land $54,100 Building $274,300 | $328,400 Land $54,100 Building $274,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 12 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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