Cherokee County property record for 435 Co Rd 766, Cedar Bluff, AL 35959
| Property Type | Other Improved |
|---|---|
| Details | built 2019 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,500 (Nov 2024) |
| Tax Bill | $724 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 13-09-02-10-0-000-002.013 |
| Primary APN | 13-09-02-10-0-000-002.013 |
|---|---|
| Alternative APNs |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 34,412 sqft (0.79 acres) |
| Account Number | 203458 |
|---|---|
| Street Address | 435 COUNTY ROAD 766 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 3, THE LANDINGS AT LITTLE RIVER WEST, REVISED, PB 11/90 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 10 |
| Legal Subdivision | THE LANDINGS AT LITTLE RIVER |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 955802 |
435 Co Rd 766 is owned by two individuals who bought it in November 2024.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1281 SKYLINE AVE E, FORT PAYNE, AL 35967-7475 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 2024236291 |
| Prior Transfer Date | Oct 30, 2024 |
| Prior Transfer Doc | 0000236291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 435 COUNTY ROAD 766, CEDAR BLUFF, AL 35959-4156 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000224977 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 224977 |
| Name | FIRST STATE BANK OF DEKALB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 435 Co Rd 766 was $724, down 6.1% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724.00 (-6.1%) | ||
| 2025 | $771.00 (+6.93%) | $18,380 (+6.98%) Land $18,220 Building $160 | $97,800 (+13.85%) Land $96,900 Building $900 |
| 2024 | $721.00 | $17,180 (-) Land $17,000 Building $180 | $85,900 (-) Land $85,000 Building $900 |
| 2023 | $721.00 | $17,180 (-) | $85,900 (-) Land $85,000 Building $900 |
| 2022 | $721.00 | $17,180 Land $17,000 Building $180 | $85,900 Land $85,000 Building $900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Co Rd 766 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Co Rd 766 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| Killians Electronics Fixed Wireless | 25 / 10 |
| TDS Telecom DSL | 25 / 5 |
5G and 4G LTE (outdoors only)
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