Montgomery County property record for 435 Christopher Ave, Unit 103, Gaithersburg, MD 20879
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,060 sqft · built 1975 |
| Lot Size | 0.039 acres (1,693 sqft) |
| Owner | Company Name on File |
| Last Sale | $199,000 (Jul 2025) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01711776 |
| Primary APN | 09-01711776 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 27 Units |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,693 sqft (0.039 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01711776 |
|---|---|
| Street Address | 435 CHRISTOPHER AVE, 103 |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-3536 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R18 |
| Legal Description | UN 103 HYDE PARK PHA SE 2B PAR B |
| Legal Subdivision | HYDE PARK PHASE 2B |
| Legal Phase | A |
| Legal Block | 1 |
| Legal Unit | 103 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700733 |
435 Christopher Ave, Unit 103 is owned by a company that bought it in July 2025.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 435 CHRISTOPHER AVE, 103, GAITHERSBURG, MD 20879-3536 |
| Owner Type | Company |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Jun 29, 1990 · Amount on File |
| Deed Book / Page | 69396 / 101 |
| Prior Transfer Date | Oct 23, 2024 |
| Prior Transfer Doc | 0685700281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 435 CHRISTOPHER AVE # 103, 103, GAITHERSBURG, MD 20879-3536 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 435 CHRISTOPHER AVE 103, 103, GAITHERSBURG, MD 20879-3536 |
| Document Number | 0624280025 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 62428/25 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 435 Christopher Ave, Unit 103 was $1,431, down 29.1% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,000 (+11.76%) Land $57,000 Building $133,000 | $190,000 (-) Land $57,000 Building $133,000 | |
| 2025 | $1,431.00 (-29.09%) | $170,000 | $190,000 Land $57,000 Building $133,000 |
| 2024 | $2,018.00 | ||
| 2023 | $130,000 Land $39,000 Building $91,000 | $130,000 Land $39,000 Building $91,000 | |
| 2022 | $968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Christopher Ave, Unit 103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Christopher Ave, Unit 103 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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