435 Christopher Ave, #100, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 435 Christopher Ave, #100, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	1 ba · 947 sqft · built 1975
Lot Size	0.036 acres (1,580 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (May 2018)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`09-01711743`

Property Details

APN / Parcel Number

Primary APN	`09-01711743`
Alternative APN	`01711743`

Interior

Full Baths	1 Bath
Units	27 Units
Building Area	947 sqft Living Area
1st Floor Area	947 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	1,580 sqft (0.036 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01711743
Street Address	435 CHRISTOPHER AVE, 100
City	GAITHERSBURG
State	MD
Zip	20879-3536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 100 HYDE PARK PHASE 2B PAR B
Legal Subdivision	HYDE PARK PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Unit	100
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

435 Christopher Ave, #100 is owned and occupied by an individual who bought it in May 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	435 CHRISTOPHER AVE, 100, GAITHERSBURG, MD 20879-3536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 15, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on File
Deed Sale	May 15, 2018 · Amount on File
Prior Sale	Mar 25, 2010 · Amount on File
Deed Book / Page	56015 / 310
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	435 CHRISTOPHER AVE # 100, 100, GAITHERSBURG, MD 20879-3536
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 CHRISTOPHER AVE T2, T2, GAITHERSBURG, MD 20879-3536

Mortgage

Document Number	0668970013
Date	Apr 12, 2023
Book Page	66897/13

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 15, 2018
Property Address	435 CHRISTOPHER AVE # 100, 100, GAITHERSBURG, MD 20879-3536
Document Number	0560150310
Book / Page	056015 / 000310
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	435 CHRISTOPHER AVE #100 GAITHERSBURG MD 208793536, 100, GAITHERSBURG, MD 20879-3536

Mortgage

Document Number	560150317
Date	May 15, 2018
Book Page	056015/000317

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Christopher Ave, #100 was $1,273.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+12.5%) Land $54,000 Building $126,000	$180,000 (-) Land $54,000 Building $126,000
2025	$1,273.00	$160,000	$180,000 Land $54,000 Building $126,000
2023		$120,000 (+2.86%) Land $36,000 Building $84,000	$120,000 (-) Land $36,000 Building $84,000
2022	$842.00	$116,667	$120,000 Land $36,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Christopher Ave, #100 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Christopher Ave, #100 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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