435 Chestnut St, Henderson, KY 42420 Property Records

Henderson County property record for 435 Chestnut St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,479 sqft · built 1880
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Jul 2021)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-2-1-4`

Property Details

APN / Parcel Number

Primary APN	`2-2-1-4`
Alternative APN	`48961`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,479 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Sewer	Connected

Location & Zoning

Account Number	48961
Street Address	435 CHESTNUT ST
City	HENDERSON
State	KY
Zip	42420-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2021
Census Tract	20501

Owner

435 Chestnut St is owned and occupied by two individuals who bought it in July 2021.

Source: Henderson County records, as of November 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	435 CHESTNUT ST, HENDERSON, KY 42420-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jul 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jun 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20217916
Deed Book / Page	652 / 247
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 9, 2021
Property Address	435 CHESTNUT ST, HENDERSON, KY 42420-4027
Document Number	RE0652/247
Book / Page	RE 0652 / 247
Instrument Date	Jun 29, 2021
Instrument	2021007916
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 PAUL BAKER RD, 130, FORDSVILLE, KY 42343-5824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	435 CHESTNUT ST, HENDERSON, KY 42420-4027

Mortgage

Document Number	2021007917
Date	Jul 9, 2021
Instrument	2021007917

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	435 CHESTNUT ST, HENDERSON, KY 42420-4027
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1288/933
Date	Jul 5, 2019
Book Page	MT 1288/933
Instrument	2019007190

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	118 Months
Due	May 15, 2029

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	435 CHESTNUT ST, HENDERSON, KY 42420-4027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1286/787
Date	Jun 5, 2019
Book Page	MT 1286/787
Instrument	2019005996

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 435 Chestnut St was $1,020 with a disabled person's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00 Disabled Person's exemption	$92,000	$92,000
2023	$1,028.00 (+0.88%) Disabled Person's exemption	$92,000 (+8.24%)	$92,000 (+8.24%)
2022	$1,019.00 Homeowner's exemption	$85,000	$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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