435 Chartridge Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 435 Chartridge Dr, Hagerstown, MD 21742

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,476 sqft · built 2003
Lot Size	0.206 acres (8,979 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2018)
Tax Bill	$3,209 (2026)
Deeds & Mortgages	Aug 2018 Sale Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18-040107`

Property Details

APN / Parcel Number

Primary APN	`18-040107`
Alternative APN	`040107`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,476 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,979 sqft (0.206 acres)
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	040107
Street Address	435 CHARTRIDGE DR
City	HAGERSTOWN
State	MD
Zip	21742-3492
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RU
Legal Description	LOT C41 SEC G .21 AC 435-437 CHARTRIDGE DR POTOMAC MANOR PHASE 2
Legal Subdivision	POTOMAC MANOR PH
Legal Phase	2
Legal Block	2
Legal Lot Number	C41
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

435 Chartridge Dr, a townhouse, is owned by two individuals who bought it in August 2018.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11106 PINEWOOD CIR, HAGERSTOWN, MD 21742-4008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Grant Deed, Transfer OTHER
Nov 15, 2017	Loan Modification, Mortgage · Line of Credit MIDDLETOWN VLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Apr 8, 2003 · Amount on File
Deed Book / Page	5807 / 6
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 6, 2018
Property Address	435 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3492
Document Number	0058070006
Book / Page	005807 / 000006
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435-437 CHARTRIDGE DR HAGERSTOWN MD 217423492, HAGERSTOWN, MD 21742-3492

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON MD
Property Address	435 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3492
Document Number	0056380240
Book / Page	005638 / 000240
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11761 MEADOWLARK AVE HAGERSTOWN MD 217424482, HAGERSTOWN, MD 21742-4482

Mortgage

Document Number	0056380240
Date	Nov 20, 2017
Book Page	005638/000240

Lender

Name	MIDDLETOWN VLY BK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 435 Chartridge Dr was $3,209, up 9.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,209.00 (+9.26%)	$309,967 (+9.28%)	$336,300 (-) Land $49,300 Building $287,000
2025	$2,937.00	$283,633	$336,300 Land $49,300 Building $287,000
2023	$2,644.00	$254,233	$257,300 Land $49,300 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Chartridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1991–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Chartridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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