435 Chapman Rd, Milton, WV 25541 Property Records

Cabell County property record for 435 Chapman Rd, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1975
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on Record
Tax Bill	$778 (2026)
Deeds & Mortgages	May 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-18B-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`03-18B-0031.0000`
Alternative APN	`06-03-18B-0031.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	2,288 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Lot Area	18,905 sqft (0.434 acres)
Lot Dimensions	180 ft deep x 105 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 CHAPMAN RD
City	MILTON
State	WV
Zip	25541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 ROLL HLS ESTS 435 CHAPMAN DR MILTON
Legal Subdivision	ROLLING HILLS ESTS
Legal Lot Number	31
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	10702

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 CHAPMAN RD, MILTON, WV 25541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	31 CHRIS LN, MILTON, WV 25541
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002777/428
Date	May 5, 2020
Book Page	2777/428
Instrument	6060876

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	31 CHRIS LN, MILTON, WV 25541
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002771/445
Date	Mar 4, 2020
Book Page	2771/445
Instrument	6054587

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 (-11.79%)	$57,420 (-10.98%) Land $4,860 Building $52,560	$95,700 (-10.98%) Land $8,100 Building $87,600
2025	$882.00 (+8.35%)	$64,500 (+8.81%) Land $16,320 Building $48,180	$107,500 (+8.81%) Land $27,200 Building $80,300
2023	$814.00 (+4.76%)	$59,280 (+5.44%) Land $13,620 Building $45,660	$98,800 (+5.44%) Land $22,700 Building $76,100
2022	$777.00	$56,220 Land $13,620 Building $42,600	$93,700 Land $22,700 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier, Verizon.

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