435 Central St, Bucksport, ME 04416 Property Records

Hancock County and Bucksport Town property record for 435 Central St, Bucksport, ME 04416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,457 sqft · built 1995
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individual Names on File
Last Sale	$559,900 (Dec 2024)
Tax Bill	$9,889 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BUCT M:03 L:59`

Property Details

APN / Parcel Number

Primary APN	`BUCT M:03 L:59`
Alternative APN	`2312`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,457 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	198,634 sqft (4.56 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2312
Street Address	435 CENTRAL ST
City	BUCKSPORT
State	ME
Zip	04416-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Lot Number	59
Jurisdiction	BUCKSPORT ME
Township / Civil Division	BUCKSPORT
Census Block Group	5
Census Block	5004
Census Tract	965300

Owner

435 Central St is owned by two individuals who bought it in December 2024.

Source: Hancock County and Bucksport Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 RAINBOW WAY, HARWICH, MA 02645-2919
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Nov 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Book / Page	7359 / 468
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	0071670741
Record Updated	Oct 29, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCKSPORT ME
Recording Date	Dec 6, 2024
Property Address	435 CENTRAL ST, BUCKSPORT, ME 04416-4643
Document Number	0073590468
Book / Page	7359 / 468
Instrument Date	Dec 5, 2024
Instrument	2024015358
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 RAINBOW WAY, HARWICH, MA 02645-2919

Mortgage

Document Number	2024015359
Date	Dec 6, 2024
Instrument	2024015359

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2028
Max Rate At Change	3%
Index	3-Year CMT
Margin	3

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCKSPORT ME
Recording Date	Nov 9, 2021
Property Address	435 CENTRAL ST, BUCKSPORT, ME 04416-4643
Document Number	0071670741
Book / Page	7167 / 741
Instrument Date	Nov 5, 2021
Instrument	2021019555
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SEDGWICK RIDGE RD, SEDGWICK, ME 04676-3244

Mortgage

Document Number	2021019556
Date	Nov 9, 2021
Instrument	2021019556

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 435 Central St was $9,889, up 17.8% from the year before.

Source: Hancock County and Bucksport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Bucksport Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,889.00 (+17.82%)	$638,010 (+0.72%) Land $60,110 Building $577,900
2024	$8,393.00 (+3.93%)	$633,440 (-) Land $60,110 Building $573,330
2023	$8,076.00 (+54.92%)	$633,440 (+105.98%) Land $60,110 Building $573,330
2022	$5,213.00	$307,530 Land $54,640 Building $252,890

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BUCKSPORT DIVISION private · serves 1,700 people · EPA ID ME0090280
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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