435 Central Ave, Sarasota, FL 34236 Property Records

Sarasota County property record for 435 Central Ave, Sarasota, FL 34236

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 732 sqft · built 2008
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2020)
Tax Bill	$8,870 (2025)
Deeds & Mortgages	May 2025 Line of Credit Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2026-12-2006`

Property Details

APN / Parcel Number

Primary APN	`2026-12-2006`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	732 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	743 sqft
Upper Floors Area	743 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Concrete
View / Lot	Average
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 CENTRAL AVE
City	SARASOTA
State	FL
Zip	34236-4939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DTE
Legal Description	UNIT 202, 5TH AND CENTRAL
Legal Range	18E
Legal Township	36S
Legal Section	19
Legal Subdivision	5TH AND CENTRAL
Legal Tract	8611
Legal Lot Number	202
Legal Unit	202
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2014
Census Tract	103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Overtown Historic District listed 2002 · 25 contributing resources · NRIS 02000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

435 Central Ave, a condominium, is owned by two individuals who bought it in March 2020.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 FLORAL TER, LOUISVILLE, KY 40208-2236
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Mar 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 4, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Deed Document Number	2020033895
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	435 CENTRAL AVE, SARASOTA, FL 34236-4939
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 FLORAL TER, LOUISVILLE, KY 40208-2236

Mortgage

Document Number	0000080468
Date	May 27, 2025
Instrument	2025080468

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	BRADENTON, FL 34205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Mar 9, 2020
Property Address	435 CENTRAL AVE, SARASOTA, FL 34236-4939
Document Number	0000033895
Instrument Date	Mar 9, 2020
Instrument	33895
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 W OMSBY AVE LOUISVILLE KY 40203, LOUISVILLE, KY 40203

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 4, 2018
Property Address	435 CENTRAL AVE, SARASOTA, FL 34236-4939
Document Number	0000059553
Instrument Date	Apr 21, 2018
Instrument	59553
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 DOGLEG LN DURANGO CO 813013790, DURANGO, CO 81301-3790

Tax Assessment & Valuation

The 2025 property tax bill for 435 Central Ave was $8,870.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Sarasota City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,870.00	$643,700 Building $643,700	$643,700 Building $643,700
2023	$7,784.00 (+12.88%)	$569,700 (+18.49%) Building $569,700	$569,700 (+18.49%) Building $569,700
2022	$6,896.00	$480,800 Building $480,800	$480,800 Building $480,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 units insured incl. 119 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Frontier, Summit Broadband, T-Mobile.

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