Kenton County property record for 435 Center St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,350 sqft · built 1955 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Sep 2022) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-050.00 |
| Primary APN | 003-30-14-050.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Finished Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 435 CENTER ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHEASANT GROVE 2ND BLK 1 LOTS 28-29 |
| Legal Subdivision | PHEASANT GROVE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 28-29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
435 Center St is owned by a company that bought it in September 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 23, 2022 | Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Feb 25, 2020 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on File |
| Deed Sale | Sep 23, 2022 · Amount on File |
| Prior Sale | Feb 25, 2020 · Amount on File |
| Deed Document Number | 2022144 |
| Deed Book / Page | 191 / 608 |
| Prior Transfer Date | Feb 18, 2020 |
| Prior Transfer Doc | 0005900166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900170 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | KCM 514/463 |
| Instrument | 23121505900170 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Document Number | 0005900137 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 321/515 |
| Instrument | 22010405900137 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 23, 2022 |
| Property Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Document Number | 0005900144 |
| Book / Page | 191 / 608 |
| Map Reference | PL 486 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 22092305900144 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 25, 2020 |
| Property Address | 435 CENTER ST, ERLANGER, KY 41018-1417 |
| Document Number | 0000000166 |
| Book / Page | 000008 / 000693 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 166 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2020 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 CENTER ST ERLANGER KY 410181417, ERLANGER, KY 41018-1417 |
| Document Number | 167 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 000M14/000465 |
| Instrument | 167 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
The 2025 property tax bill for 435 Center St was $3,060.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,000 (-) Land $25,000 Building $207,000 | $232,000 (-) Land $25,000 Building $207,000 | |
| 2025 | $3,060.00 | $232,000 Land $25,000 Building $207,000 | $232,000 Land $25,000 Building $207,000 |
| 2023 | $2,662.00 | $205,000 Land $25,000 Building $180,000 | $205,000 Land $25,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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