435 Catherine St, Colon, MI 49040 Property Records

St. Joseph County property record for 435 Catherine St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Feb 2022)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`041-777-005-00`

Property Details

APN / Parcel Number

Primary APN	`041-777-005-00`

Interior

Full Baths	1 Bath
Building Area	988 sqft Building Perimeter
1st Floor Area	832 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 CATHERINE ST
City	COLON
State	MI
Zip	49040-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR LOT 5 BLK 3 VIL OF COLON T6S R9W TH N 17D 30M 05S E ALG W LN OF CATHERINE ST 775.46 FT TO POB TH N 72D 29M 10S
Legal Block	3
Legal Lot Number	5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1025
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	435 CATHERINE ST, COLON, MI 49040-8306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Jun 5, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	20221699
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 23, 2022
Property Address	435 CATHERINE ST, COLON, MI 49040-8306
Document Number	2022001699
Instrument Date	Feb 15, 2022
Instrument	2022001699
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6266 N PINE RIVER RD, 6266, LUTHER, MI 49656-8204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, COLON, MI 49040-9432

Mortgage

Date	Feb 23, 2022

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 5, 2019
Property Address	435 CATHERINE ST, COLON, MI 49040-8306
Document Number	1961/0942
Book / Page	1961 / 0942
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E CHICAGO RD, 125, STURGIS, MI 49091-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 417, COLON, MI 49040-0417

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,900	$119,800
2025	$1,135.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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