Kent County property record for 435 Calvert St, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 2001 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,236 (2026) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-013832 |
| Primary APN | 04-013832 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,720 sqft (0.085 acres) |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 013832 |
|---|---|
| Street Address | 435 CALVERT ST |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LOT 60X40 & 22X115 435 CALVERT ST. CHESTERTOWN |
| Legal Lot Number | 435 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestertown Historic District (Boundary Increase) listed 1984 · 456 contributing resources · NRIS 84001808 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
435 Calvert St is owned by an individual who acquired it in May 2018.
Source: Kent County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 71, CHESTERTOWN, MD 21620-0071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 2018 |
| Transfer Doc | 0009810042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Dec 28, 2018 |
| Property Address | 435 CALVERT ST, CHESTERTOWN, MD 21620-1101 |
| Document Number | 0009810042 |
| Book / Page | 000981 / 000042 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 71 CHESTERTOWN MD 216200071, CHESTERTOWN, MD 21620-0071 |
The 2026 property tax bill for 435 Calvert St was $2,236, up 1.9% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,236.00 (+1.91%) | $142,733 (+1.95%) | $148,200 (+5.86%) Land $50,400 Building $97,800 |
| 2025 | $2,194.00 | $140,000 Land $45,400 Building $94,600 | $140,000 Land $45,400 Building $94,600 |
| 2023 | $1,882.00 Homeowner's exemption | $127,267 | $140,000 Land $45,400 Building $94,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Calvert St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 individual policies |
| Nearby Flood Policies | 52 units insured incl. 12 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 1 of 31 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 435 Calvert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.
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