435 Cabot St, #A, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 435 Cabot St, #A, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	5 bd · 1.5 ba · 1,790 sqft · built 1900
Lot Size	0.11 acres (4,819 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jun 2024)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0030 B:0090 L:000A` `6050`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,790 sqft Living Area
Gross Area	2,412 sqft
Basement Area	622 sqft
Unfinished Basement	622 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,819 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6050
Street Address	435 CABOT ST, A
City	BEVERLY
State	MA
Zip	01915-3123
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Subdivision	435 CABOT STREET CONDO
Legal Block	90
Legal Lot Number	A
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4009
Census Tract	217300

Owner

435 Cabot St, #A is owned by two individuals who bought it in June 2024.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 CABOT ST, BEVERLY, MA 01915-3123
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Prior Sale	Mar 1, 2012 · Amount on File
Deed Document Number	20241690
Deed Book / Page	42185 / 165
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Recording Date	Apr 21, 2026
Property Address	435 CABOT ST, A, BEVERLY, MA 01915-3123
Document Number	043339-291
Book / Page	43339 / 291
Instrument Date	Apr 15, 2026
Instrument	20262530
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 CABOT ST, A, BEVERLY, MA 01915-3123

Mortgage

Document Number	0000002530,
Date	Apr 21, 2026
Book Page	43339/291
Instrument	20262530

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	435 CABOT ST # A, A, BEVERLY, MA 01915-3123
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40505-242
Date	Nov 19, 2021
Book Page	40505/242
Instrument	20211119007330

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	435 CABOT ST # A, A, BEVERLY, MA 01915-3123
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40288-465
Date	Sep 17, 2021
Book Page	40288/465
Instrument	20210917003530

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	435 CABOT ST # A, A, BEVERLY, MA 01915-3123
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39586-518
Date	Mar 1, 2021
Book Page	39586/518
Instrument	20210301001360

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 435 Cabot St, #A was $4,687, up 18.5% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (+18.51%)	$426,500 (+21.1%) Building $426,500	$489,915
2024	$3,955.00 (+6.37%)	$352,200 (+6.66%) Building $352,200
2023	$3,718.00	$330,200 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Cabot St, #A in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983)
Most Recent Claim	Nov 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Cabot St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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